Land banking is a relatively old concept except it's recently drawn huge attention simply because of the new demand for those who see value in land investing. We all know that land doesn't grow off of trees, for this reason Land banking in California has been one of the fastest growing investments simply because of the potential for a large boom in a certain metropolitan population. The increase of demand in residents encourages commercial and residential developers to expand the limits of new properties and roads. All infrastructure depends on land to sustain, for this reason many people find land banking to be a hands down sustainable and safe investment. In California, Cal Choice Investment's has focused on providing the average family with the neccessary knowledge and tools to invest in a land parcel of their own for their future retirement. Land investing in California is so widespread because there is still a lot of underdeveloped land that can be turned into a large Metropolitan area. Investors, entrepreneurs, and successful business owners all focus on finding opportunities to pursue before a viral trend comes into effect. Taking action and investing in land now will help you save time, money, energy, and effort from having to spend money on land in the future when the land investing market is in a high demand. If you have a 401(k) or any other tax deferred retirement account you can qualify for a rollover or transfer in funds to invest in land in various regions. Land banking will be forever utilized by the successful and wealthy, however Cal Choice Investments offers ALL FAMILIES AND INDIVIDUALS with the right tools, resources, and knowledge to land invest in California intelligently. Contact me to reserve your land parcel today!: (909) 660-0707

1. CALIFORNIA’S PREMIER REAL ESTATE
VEHICLE for the 21st CENTURY
“Buy Land...they are not
making it anymore.”
- Mark Twain

2. The Strategy:
Cal Choice Investments Strategy is a Simple One...
The company searches out and completes a due diligence study
of real estate parcels that would qualify as “pre-developed land.”
Pre-Developed land is property that will be needed for housing
or commercial use in the future. Issues considered during the due
diligence study include a determination of current and future zoning,
distance to utilities and influencing factors such as the location
of new schools, churches, fire stations or commercial development.
Qualified pre-developed land with high potential is purchased and
“land banked” (held) for future sale or development.
A New Opportunity:
WHAT IS LAND BANKING? Land Banking in the 21st Century...
Land Banking is not a new concept. Residential and commercial develop-
Land Banking is the process of
ers, farming and dairy businesses have used the practice for decades.
buying and holding land for future
Farmers and dairymen have always been forced to buy land on the
sale or development. Parcels of land
outskirts of cities because the
desirable for “Land Banking” are outskirts of town was usually
those that lie directly in the growth level and easy to till for crops
path of rapidly developing cities. or pasture for animals. Again
and again, farmers and dairy-
men have sold their land to
CAL CHOICE INVESTMENTS developers as the cities grew
Cal Choice Investments is a real toward their farms and
estate company of professionals dairies—then they moved
and specialists that identify parcels their operations farther out in
of land with a good potential for the countryside. Many of
development in the future. these hardy individuals are
multi-millionaires today; not
Cal Choice Investments provides the from their farming or dairy operation but from buying property in the
opportunity for individuals to Land path of growth, holding (Land Banking) it for a period of time and then
Bank (buy and hold) the parcels selling to developers or builders.
until the land parcels are ready for Federal and state government, environmental groups, conservatories,
sale and development. trusts, huge corporations and wealthy individuals have been Land Bank-
ing for a long time. Large, well-financed corporations understand that
land must be purchased well in advance of projected use because the
corporations want to make certain the land is available when needed.
The new opportunity today is that Cal Choice Investments can provide
individuals with a method to take advantage of Land Banking just like
the huge, well-financed corporations and wealthy individuals.
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3. Ready for Land Banking:
California Real Estate...
BEST LAND BANKING AREAS The California real estate market is the most aggressive in the nation
Since most land within the city because of supply and demand. The third largest state in the United
States, it ranks only behind Alaska and Texas in total acreage. Although
limits of major California cities
there are 101 million acres of land in
has been developed, only small California, according to the California
pockets of land known as Department of Fish and Game,
82% is “wild land” which cannot
82% Wild Land
“in-fill” properties are available.
be developed. That means all
Competition for in-fill land has
commercial and industrial growth
pushed the price out of the including housing and farmland in
range of most people for land California must be contained on the
banking. The best areas for real remaining 18%. 18%
estate land banking today are California land that can be
near medium-sized cities within developed or farmed is Available for Development
scarce and in high demand.
a 1 to 1.5 hour drive from Cali-
fornia’s two major metropolitan
areas, the San Francisco Bay
Fierce Competition:
Area in the north and the Los
The perfect timing is now...
Angeles basin in the south.
There is a shortage of developable land in California and competition for
the land that can be developed is fierce. As ferocious as competition is
today, it will pale in comparison to the competition that will exist in the
future. The depth of competition is not understood by most individuals
who are not deeply involved in the business of real estate.
“Every person who invests in well-selected
real estate in a growing section of a
prosperous community adopts the surest
and safest method of becoming independent,
for real estate is the basis of wealth.”
-John Jacob Astor
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4. The BIG Eight (8):
WHY Competition, coupled with the population explosion
and the shortage of land, is having a tremendous
Cal Choice Investments?
impact on the value of California real estate...
The California Department of Real
There are currently eight major entities with nearly unlimited resources
Estate (DRE) is a government agency
devouring California real estate at a record pace. These entities are:
that regulates the real estate
The Federal Government
business in California. Cal Choice
The State Government
Investments has submitted its Land
Environmental Groups
Banking projects to the DRE and the Builders and Developers
DRE has issued a Public Report. This Wealthy Individuals
Public Report authorizes Cal Choice Huge Corporations
Investments to offer its Land Banking Conservatories
projects to the general public. The Trusts
projects offer group purchasing
power, wherein several buyers can The Federal government and state government
“use” moderate amounts of capital agencies, environmental groups, builders and
to purchase large parcels of land, developers, conservatories, trusts, huge
located in the city’s path of growth corporations and wealthy individuals have been
within the city sphere of influence
land banking for years.
and Urban Service Area. An individu-
al using the same amount of capital
to buy real estate without Cal Choice
Investments would have to buy land
SUPPLY and DEMAND:
several miles from town and decades Population and Demand
from development. for Development
Supply of Land
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5. More Affordable Housing:
THEN and NOW Home buyers will commute 1 to 1.5 hours to
purchase moderately priced houses...
San Francisco
Tracy
Stockton
Manteca
Modesto
Los Banos
1.5 HOURS
Los Angeles
Lancaster
Palmdale
Apple Valley
Hesperia
San Bernardino
1 HOUR
Riverside
(Source: CCSCE—Outlook for the California Economy, Summer Edition)
The 90-Mile Circle
If you used a compass and placed its point directly in the
center of the City of San Francisco and drew a circle with
a 90-mile radius, the outer line of the circle would
represent a 1.5 hour driving time to the Bay Area. There
are 8,000,000 people living inside the 90-mile circle.
Inside the circle, some of the medium-sized cities are
“Real Estate cannot be lost
Tracy, Stockton, Manteca, Modesto and Los Banos. The
or stolen, nor can it be tendency for growth is to “push out” from the congested
carried away. Purchased core area. Large metropolitan centers provide jobs, while
with common sense, paid smaller cities located within a 1.5 hour drive provide
for in full and managed modest priced houses for employees and their families.
with reasonable care, it
The 60-Mile Circle
is about the safest
If you used a compass and placed its point directly in the
investment in the world.”
center of the City of Los Angeles and drew a circle with
-Franklin Roosevelt
a 60-mile radius, the outer line of the circle would
represent a 1 hour driving time to Los Angeles.
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6. ROLLOVER PROCESS Who Can Land Bank?
Individuals with moderate income and capital can
participate in Cal Choice Investments projects.
The Land Banking opportunity offered by Cal Choice Investments
is particularly suited for individuals who would like to purchase
Meet with a licensed pre-developed land and recognize the possibility of population
Specialist to identify and
growth and development.
select a land parcel that
meets your specific needs. Land Banking pre-developed property has several advantages
over other types of real estate ownership. Cal Choice
Investments’ property does not require intense management
or maintenance.
Pre-developed parcels
Request rollover check from of land can be pur-
your old account custodian
for the amount of the Land
chased in price ranges
Banking transaction, and from a few thousand
deposit check with new dollars to millions of
account custodian who pro-
cesses and transfers funds dollars, depending on
to the licensed Specialist to the individuals pur-
purchase your land parcel.
chasing power and
objectives. Cal Choice
Investments can pro-
vide an individual the
opportunity to participate in land banking for as little as a
few thousand dollars.
You receive a secure clear title,
fee simple, and title insurance
to the purchased land parcel. Using a Self-Directed Retirement
Plan to Land Bank
Cal Choice Investments provides a unique service through
an educational program that teaches individuals how to find
real estate that has high growth potential, land that can be
purchased and land banked in your 401-K Rollover and a
Self-Directed Retirement Plan (IRA, Roth IRA). Cal Choice
Your transferred or rollover
Investments will work directly with your current IRA custodian
funds are now securely invest-
ed into Land Banking and are or 401K administrator to complete the transfer and all paper-
beginning to mature and build work necessary to purchase this real estate opportunity with
your retirement wealth.
no tax consequences.
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7. Forecasting Growth:
Certain types of development precede heavy growth
patterns. Construction of new schools, churches and
fire stations are indicators.
“Buy on the fringe One of the most significant indicators of future, heavy growth
in a specific geographical location in a growing city is the
and wait! announcement that major retail outlets such as Walmart, K-Mart
and Home Depot will be constructed in the near future. Huge
Buy land near a operations (Walmart, Home Depot, Lowes, Target, etc.) decide
growing city! where to build their stores on studies of projected growth pat-
terns 15 to 25 years in the future. Long-range population growth
pattern studies are consistently accurate.
Buy real estate
when other people
want to sell!
Hold what
you buy!”
-John Jacob Astor
Projected to grow by an additional
7 million people by 2020, today there are
more people within the Los Angeles Basin
than in Oregon, Nevada, Arizona, Idaho,
Utah, Montana, Wyoming and New Mexico
...COMBINED.
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8. Economic Projections:
The Los Angeles Basin will add 2.9 million new residents to reach a population of 19.6 million in
2011. The Basin will then be home to more people than any state except Texas and possibly
New York.
The Los Angeles Basin, home to 16.7 million residents and 5.2 million households, is the world’s
12th largest economy.
California will capture a large share of the nation’s growth. The state will get 25.1% of the U.S.
growth in the decade ahead.
The Southern California economic growth will continue and lead to the state’s largest numerical
gains in jobs, population and households.
California will add 4 million jobs, 2.2 million households and 6.2 million residents by 2011.
The state will continue to grow faster than the nation. California’s population will increase by
18.3% while the national growth rate is projected to be 9.1%.
California’s leading industries maintain strong competitive positions in world markets and the
record levels of new venture capital funding are a sign that international investors see California
as a great place for seeking business growth opportunities.
- The preceding information was obtained from the CENTER FOR CONTINUING STUDY OF THE CALIFORNIA ECONOMY
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15322 Central Ave
Chino, CA 91710
Tel: 909.256.0358
CalChoiceInvestments.com Fax: 866.438.7810