Fimerica Lender Network Presentation

Delivering Pre-Qualified Applicants for Less!
TRANSFORMING
Powered byConfidential and Proprietary. Copyright © by Fimerica, LLC. All Rights Reserved.
THE LOAN APPLICATION
PROCESS

DESIRED SOLUTION
Higher Conversion Rates
Lower Client Acquisition Cost
Increased Client Retention and Renewals
No Broker or Third-party Interference or Commissions
Reduce File Shopping and Pre-Qualification Expense
TYPICAL LENDER PROBLEMS
Increasing Client Acquisition Cost
Broker Cost & Interference
Expensive Pre-Qualification Cost & Waste
- due to file shopping

BENEFITS
OF PARTNERING
WITH
FIMERICA

You will have the ability to customize your
preliminary loan offers that will be presented to
applicants based on your credit and risk appetite
for each loan product you offer.
Starting with 20 credit attributes, you decide what your loan
applicant looks like and provide a loan preliminary offer that
will be presented to an applicant based on those attributes.
CUSTOMIZABLE
LOAN OFFERS

We pre-underwrite your applicants to your custom
criteria utilizing Experian credit data and applicants
current bank data.
Using a vast and complex set of data points, we have created a
unique, disciplined, and rigorous data driven risk assessment
called NeuScore™ to pre-underwrite applicants to your custom
criteria providing you with highly-qualified loan applicants before
they enter your underwriting process.
BETTER QUALIFIED
LOAN APPLICANTS

Through Fimerica’s extensive marketing efforts your
loan offers will be presented to highly qualified and
motivated applicants decisioned to your custom
credit criteria.
Developed with, and powered by Experian, Fimerica’s technology
is specifically designed to eliminate broker shopping and under
qualified online loan applicants from ever reaching your
application department eliminating your first costly step in the
underwriting process.
REDUCED APPLICANT
ACQUISITION COST

PRODUCTS OFFERED
• Business Term Loans
• Business Line of Credit
• SBA Loans
• Business Debt Consolidation Loan
• Merchant Cash Advance
• Business Cash Advance
• Equipment Leases / Loans
• AR/Invoice Factoring
If you do not see a loan product you currently offer and would like to offer it,
please let us know.
We will be adding consumer loans and financing in our next release.

APPLICANT OVERVIEW
APPLICANT SOLUTIONS
• Instant Real Offers
• Transparent & Private
• Applicant Maintains
Control
• No Need for Broker or
Third-party
• Simple & Easy
APPLICANT PROBLEMS
• Lack Time, Understanding
& Transparency
• Lose Control & Security
• Broker/Third Party
Interference
• Higher Cost & Rates
APPLICANT BENEFITS
• Free to Applicant
• Save Time & Money - Shop
Anonymously – no
personal info needed to
receive offers
• Real Competition –
competing lenders with
competing products
• Security & Control – bank
level security, no third-
party interference
• Accurate Loan Details &
Free Credit Education
No middle man - real-time preliminary loan offers direct from lenders.
Saves applicants time, money,
and frustration!

THE
APPLICATION
PROCESS

Applicant responds to
marketing, lands on
Fimerica site, creates
bank level secure
account to be
pre-qualified and
receive their Real-Time
Loan Offers.
THE PROCESS IS SIMPLE & FAST
Mobile-First Design

Applicant confirms
identity through fraud
check and authorizes
access to their credit
files and bank accounts.
THE FIMERICA PROCESS IS SECURE
Mobile-First Design

Applicant is presented
up to 5 loan offers per product
they qualify for, along with lender
name, loan amount,
and payment.
Applicant maintains control by
selecting the products and loan
offers they want. The Applicant is
then connected to their chosen
lenders and the application and
credit data is transferred to the
lender for final underwriting and
closing.
THE APPLICANT MAINTAINS CONTROL
Mobile-First Design

Applicants that do
not qualify will
receive follow up for
accuracy.
Applications found
to have errors will
be processed again,
once errors are
corrected.
THE FIMERICA PROCESS IS AUTOMATED
Mobile-First Design

Applicants review
lender feedback scores
to help with their
application decision.
We monitor lenders to
ensure proper customer
service and offer
integrity is maintained.
THE FIMERICA PROCESS IS TRANSPARENT
Mobile-First Design

Direct Line
(302) 268-6015
Lender Relations Department
Lenders@Fimerica.com
THANK YOU!
Confidential and Proprietary. Copyright © by Fimerica, LLC. All Rights Reserved.
• We need Lender Partners seeking pre-underwritten loan
applicants motivated to close financing.
• Applicants are pre-underwritten to Lenders custom risk
tolerance in real-time using Experian personal and business
credit and the applicant’s current bank data.
• Automated presentation of Lenders custom offers provide
captive audience company impressions to credit qualified
applicants.
WE ARE SEEKING LENDER PARTNERS
You can reach
us at...

Fimerica Lender Network Presentation

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Fimerica Lender Network Presentation