3. If you cause a car accident you could
be liable for thousands of dollars in car
repairs, legal fees and medical bills.
4. Auto insurance coverage can pay for
some or all of your accident related
expenses depending on how much
coverage you have purchased.
5. Most states require some form of auto insurance
or financial responsibility if you are to drive
legally. The minimum auto insurance required by
your state usually does not cover your expenses
resulting from an accident you cause.
6. Collision auto insurance covers
your medical bills and damage to
your vehicle resulting from an
accident you cause.
7. If you did not cause the auto accident
you may not need to use your
auto insurance unless the driver
is uninsured or underinsured.
8. Auto insurance also covers anyone
you let drive your car as long as they
have a valid drivers license.
9. Auto insurance rates are not just determined using
your driving record. A variety of factors goes into
deciding how much you pay for auto insurance and
these factors are different at each insurance company.