This document appears to be a presentation for a research paper on green banking. It includes sections on the topic of green banking, its benefits according to previous research, common green banking products, the presenter's hypothesis and research questions, methodology which involved a survey of 25 people, analysis of primary data collected from the survey, analysis of secondary data from other research papers, findings that green banking is increasing in popularity but people's knowledge on it needs to be improved, and a conclusion that green banking can increase banks' profitability and sustainability if promoted properly.

1. WELCOME
TO
THE RESEARCH PAPER
PRESENTATION
Course Code: ENG 105
Section: 09
Date of Presentation: August 06, 2014
NORTH SOUTH UNIVERSITY

2. PREPARED FOR :
Mahjabeen Hussain
Course Instructor
Department of English
Prepared By :
Ahnaf Sadat Ahmed
ID # 122-0047-030

3. RESEARCH TOPIC:
“GREEN BANKING-UNKNOWN TO
PEOPLE”
What is GREEN BANKING?
-The practice of banks to reduce the global
warming
-Evolved in Western world
-Includes:
1) Green Finance
2) Green Banking Services
3) In House Green Activities

4. BENEFITS OF GREEN BANKING:
According to Bahl (2012):
 Avoids paper work
 Creating awareness to Business people about Environment
 Loans at comparatively lesser rates
 Environmental standard for Lending
PRODUCTS OF GREEN BANKING:
- Green loans
- Green credit cards
- Green saving account
- Mobile banking
- Online banking

5. HYPOTHESIS:
- To what extent people are knowledgeable about green
banking and the impact of it in their lives
- The reasons of its unpopularity problem and how to
overcome the problem
- Find out the most beneficial green banking product

6. RESEARCH QUESTIONS:
What is Green banking?
What are the advantages of green banking?
Which is the most beneficial green banking
product?
How to make the concept popular among
common public?

7. METHODOLOGY:
Small-scale questionnaire based SURVEY
Why?
- Small sample (25) size
-Time factor
-Simple approach to the study
-Quantitative analysis
Try to apply “Representative sampling”

8. PRIMARY DATA ANALYSIS:
12
10
8
6
4
2
0
Bank Account
Student Other
Yes
No

9. PRIMARY DATA ANALYSIS (CONT.):
Green Banking Yes No
Students 11 4
Others 8 2
Name any Environment Friendly Project Funded
by Banks
Yes 1
No 24

10. PRIMARY DATA ANALYSIS (CONT.):
8
7
6
5
4
3
2
1
0
Beneficial Product (Green
Banking)
Students
Others
7
6
5
4
3
2
1
0
Effluent
Treatment
Plant
Bio-gas
plant
Renewable
Energy Plant
None
Beneficial Product
(Green Financing)

11. PRIMARY DATA ANALYSIS (CONT.):
 People are conscious about the benefits of green banking,
although they knowing clearly about it.
Investing in
Environment
friendly project
at a flexible
interest rate will
make the bank
profitable
Agree Disagree
22 3

12. SECONDARY DATA ANALYSIS:
 Dr. Bahl (2012) demonstrated the significance of providing loan in green
technology and pollution reducing projects .
 Bihari (2011) clarified that banks should consider before financing a
project whether that project is environment friendly or not and has any
future implication on environment in future.
 ‘’Banks should practice and take initiative of green banking not only for
the environment but also for sustainable economic development’’ (Mani,
2011).
 Bangladesh Bank’s Policy Guidelines for Green Banking (2011) has stated
the policy every bank must follow to conduct the green banking activities
which is segregated into 3 phases .

13. FINDINGS & CONCLUSION:
 Green banking is increasing popularity
 “Student banking” can be mixed with “Green Banking”
 ATM booths should be all green ATM booths
 Green banking increases banks profitability (Kalince, 2014)
 Banks should invest more on Bio gas plant
 Banks should let the people know about the green banking
products
 Green banking is essential for sustainable environment
 Bangladesh Bank can make Green Banking Unit mandatory for all
banks

14. THANK
YOU !!!