Martin Baltzersens presentasjon på Mobile Pulse - PSD2 - Vil bankene forsvinne?

1. Google; fra søk til betaling
...og til bank?
Martin Angeltveit Baltzersen
Industry Head, Google Norway
mbaltzersen@google.com
+47 958 68 256

2. organize the world’s information and make it universally accessible and useful

3. ...fra søk til betaling. Og til bank...?

4. Confidential & Proprietary

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Machine Learning
Maskinlæring er vitenskapen
som handler om å få
datamaskiner til å funke uten at
de blir spesifikt programmert.

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Artificial Intelligence
Kunstig intelligens er intelligens som
utvises av datamaskiner. Maskiner får
kognitive menneskelige egenskaper som
å tenke, tolke og forstå og de kan lære
og løse problemer.

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Artificial Intelligence og Machine Learning står helt
sentralt i lanseringen av Google Pixel

8. 3.0b
reaches
people every month

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Forbrukerne
Bankene

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Eksempel: Bestille en flybillett

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...let me introduce
Book on

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26. Android Pay
The Next Generation of Payments on Android

27. GOOGLE CONFIDENTIAL & PROPRIETARY
Mobile payments gap
60%+
Of European shoppers use
their smartphones when
retail shopping [as an aid]
<4%
Of ALL purchases in Europe
are transacted on mobile
Sources: IMRG/JVWEB/InternetRetailer, Statista, eMarketer database

28. GOOGLE CONFIDENTIAL & PROPRIETARY
Android Pay can help bridge the mobile payments gap
Pay in stores
Pay in transit Pay online
UNIVERSAL
Pay in apps

29. GOOGLE CONFIDENTIAL & PROPRIETARY
Available on more devices than any other 3rd party wallet
85%
OF SMARTPHONES
RUN ON ANDROID
1.4 BILLION ACTIVE ANDROID
USERS GLOBALLY
1.5 MILLION+
ANDROID DEVICES
ACTIVATED DAILY
600+ OEMS
DEVELOPING FOR
ANDROID

30. GOOGLE CONFIDENTIAL & PROPRIETARY
In-store, in-app, commerce and more...

31. GOOGLE CONFIDENTIAL & PROPRIETARY
Live in 9 markets and scaling quickly
H2 2015 H2 2016 & Beyond
Launched Android
Pay in-app in US
H1 2016
Launched in the
UK in May
Launched in
Australia in July
Launched in
Singapore in June
Launched
Android Pay
in-store in US
Continue to
scale
internationally
Launched in
Hong Kong in
October

32. ...fra søk til betaling. Og til bank...?

33. Confidential & Proprietary
Forbrukerne
Bankene

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Tre tilbakemeldinger fra de nye
1. Åpne APIer. Samarbeid for økt
personalisering og bedre
brukeropplevelser
2. Flere spesialiserte nisjeaktører
som vil gi merverdi for
kundene
3. Våge å gi fra seg kundefronten

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Takk for meg!
Martin A. Baltzersen | Industry Head | mbaltzersen@google.com | +47 958 68 256
Google Norway AS | Bryggegata 6, Aker Brygge | 0250 OSLO, Norway.