"I answer money problems with lots of money, not with worry or sadness or impractical hope." — L. Ron Hubbard

1. Meir Ezra: How to Solve Money Problems
How do you solve money problems?
1. Stop spending
2. Worry
3. Blame someone or something
4. Give up
5. Go further into debt
6. Sell a possession
7. Become depressed
8. Complain
9. Cheat or steal
10. Hope someone will just give you the money you need
Of course, none of these solutions help you gain more money.
However, this solution is effective.
"I answer money problems with lots of money, not with worry or sadness or
impractical hope." — L. Ron Hubbard
You solve your money problems by making money. No other approach is a solution. An
abundance of money is your only solution.
Meir Ezra - Recommendations
1. Figure out how much money you need. Write the total at the top of a page. For example,
"I need to earn $10,000 per month."
2. List all of your assets. Include all of your possessions, your skills, your knowledge, your
contacts and your passions. These are some or all of the ingredients to your ultimate success,
so make the list as complete as possible.

2. Examples: You have a truck, a camera, an empty bedroom and $11,225 cash. You are good
at organizing, listening, learning, speaking and making people feel important. You know all
about horses, word processors, furniture building, the State of Texas, Internet auctions and
using e-mail. You know Jennifer, Robert, Tim, Ruth, Steve, Dave, etc. You have a passion to
help others, build model airplanes, solve complex problems, learn new things and more.
3. Dream up every way you can use your assets to make money. Make a list. Old methods,
new methods, any combination of assets that produce income.
Examples: Use your empty bedroom to start a small business selling cameras, furniture and
jewelry for others at Internet auctions. Learn how to prepare tax returns. Help your boss
make deliveries with your truck.
4. Select a method that is proven. Does this method already make money for someone else?
If so, it is a good candidate.
If no one has ever made money with your idea, look for something else. Stick to methods
that already work and invent new methods as a hobby at some other time.
5. Verify that others would pay you for the product or service.
For example, ask your boss, "Did you know I know 150 horse owners. They need shelters
for their horses. What if I tested the market to see if we could add portable shelters to our
product line. If it works out, I would be willing to run the new division."
As another example, you are thinking of taking pictures as a profession. So you meet with
professional photographers to see how much money they make.
Ask around. For instance, ask your friends "If I had my own insurance company and could
save you money on your car and home insurance, would you be interested?" "If I made a
video on how to cut children’s hair, would you buy it?"
6. If all the signs are good, test the idea in the real world before devoting much time or
energy to the idea. For example, run a part-time business from your house to ensure it will
be popular and profitable. Make a few products or services to see if anyone will buy them.
Try the new ad campaign with a small newspaper. Dip your toe before taking the plunge,
especially if the idea is new.
7. Once the idea is certain to work, then and only then should you invest significant time and
money into the project.
8. If you cannot work out a workable income source, work out a plan to increase your assets.
If you have the right ingredients, creating new income sources is much easier.

3. For example, you may need additional education, apprenticing or experience in certain fields
before you can earn more income. You may need to become more responsible. You may
need more familiarity with a subject. You may need to make more contacts.
9. Once you have a plan you are certain will work, work long and hard to make it happen.
You will solve your money problems by making more money on your own.
10. This final step is rarely taken, but is key to becoming wealthy.
"I never count on any one source. I always plan to get the total sum of all the money
I need from each one of three or four ways or sources." — L. Ron Hubbard
After you have one steady source of income, look for another source by repeating these
steps.