Less than 10% of the world's money is traded as hard, physical cash. As we move into a digital cashless economy, what role will fintech play in our lives? Brought to you by INSEAD Knowledge http://knowledge.insead.edu/ and INSEAD Executive Master in Finance http://inse.ad/bfnb9k REFERENCES “Is Fintech Here to Stay?” Serguei Netessine. INSEAD Knowledge. March 2016. http://knowledge.insead.edu/economics-finance/is-fintech-here-to-stay-4609 “Global Fintech Investment Growth Continues in 2016 Driven by Europe and Asia” Accenture. April 2016. https://newsroom.accenture.com/news/global-fintech-investment-growth-continues-in-2016-driven-by-europe-and-asia-accenture-study-finds.htm “FINTECH BRIEFING: Fintechs beat banks in referrals...” Sarah Kocianski. Business Insider. April 2016. http://uk.businessinsider.com/fintech-briefing-fintechs-beat-banks-in-referrals-funding-circle-explores-securitisation-money-transfer-app-raises-10m-2016-4?r=US&IR=T “FinTech and Financial Inclusion” Irving Wladawsky-Berger. The Wall Street Journal. June 2016 http://blogs.wsj.com/cio/2016/06/24/fintech-and-financial-inclusion/ “How Much Money Is There on Earth” Kyle Wagner. Gizmodo. April 2013. http://gizmodo.com/5995301/how-much-money-is-there-on-earth “5 ways digital currencies will change the world” Susan Athey. WEF. January 2015. https://www.weforum.org/agenda/2015/01/5-ways-digital-currencies-will-change-the-world/ “Investing in digital currencies: Risks and rewards” Mary Thompson. CNBC. June 2014. http://www.cnbc.com/2014/06/18/investing-in-digital-currencies-risks-and-rewards.html “Growth of fintech forecast to spur almost 2m banking job cuts” Laura Noonan. Financial Times. March 2016. https://www.ft.com/content/e00f8884-f65c-11e5-96db-fc683b5e52db