1. “My dream is to have
Before:
Isidro had worked in a dentist’s office since he was
13 years old, but couldn’t afford to finish classes.
my own clinic.” After:
After receiving a $2,000 Vittana loan in 2009, Isidro
was able to graduate in 2011. He has almost tripled
— Isidro Alfonso Garay Mora
his income and now earns $20 per day.
Dentist, Nicaragua

2. “My dream is to be a
Before:
Her family helped pay for school, but couldn’t afford
the full costs anymore.
great music teacher.” After:
After getting a $557 Vittana loan, Thao was ready to
graduate in Aug 2010. She was working with disabled
— Thao Phuong Thi Vo
adults to help them overcome learning disorders
Schoolteacher, Vietnam through music. She fully repaid her loan last week.

3. “This will be
my edge in a
man’s world.”
— Marjorie B. Oyco
Welder, Philippines
Before:
While also taking classes, Marjorie currently works as
a baker and earns $1.64 per day.
After:
In March 2011, Marjorie received a $161 Vittana loan
to take a welding class. When she graduates, she will
be able to earn six times as much —$10 per day.

4. “I want to fulfill
my father’s
dream.”
— Segundo Martín Calero Escorcia
Engineer, Nicaragua
Before:
Segundo’s father couldn’t go to college because of
Nicaragua’s Civil War, but wanted all of his children to
finish. Segundo’s father started a shoe-making
business, where his three children used to help.
After:
After getting a $896 Vittana loan, Segundo graduated
as an electrical engineer in September 2010. He now
works as an analyst for the government and earns $22
per day. He fully repaid his loan in February 2010.

5. “My dream is to teach
Before:
As a kid, Mercy dreamed of attending college and
becoming a professor. However, with her parents
a class at the University struggling financially, she had to quit school at 18
and work at her family’s roadside food stand.
La Cantuta in Peru.” After:
In March 2010, Mercy received a $350 Vittana loan to
study to be a teacher. Though Mercy never became a
— Mercy Marilu Canales Arango
professor, she has a new dream: making college a real
Schoolteacher, Peru possibility for her daughter — she’s already started a
savings account in her name.