ILUSTRASI INVESTASI TABUNGAN 700 RIBU/BULAN [WWW.TABUNGANINVESTASI.COM]

Proposal CAR v.01.01
CARlink Pro
DATA NASABAH
Nama Tertanggung : Usia : Tahun
□ Pria
□Wanita
□Merokok
□Tidak Merokok
Nama Pemegang Polis : Usia : Tahun
□Pria
□Wanita
□Merokok
□Tidak Merokok
DATA INVESTASI
Mata Uang : Rupiah
Masa Bayar : 5 Tahun
Cara Bayar : Tahunan
Premi Pokok : Rp. 8,400,000
Premi Top Up : Rp. 0
Total Premi : Rp. 8,400,000
DATA ASURANSI
Asuransi Pokok
Uang
Pertanggungan
Biaya Asuransi Tahun
ke -1
Masa
Pertanggungan
Berjangka Rp. 42,000,000 Rp. Tahun
Total Rp.
ALOKASI INVESTASI
Jenis Investasi %Alokasi Premi
CARlink Pro – Safe 0%
CARlink Pro – Fixed 0%
CARlink Pro – Mixed 100%
CARlink Pro – Flexy 0%
Total 100%
Ringkasan Manfaat:
Berjangka
- Apabila Tertanggung meninggal dunia baik karena sakit atau kecelakaan dalam masa pertanggungan maka akan
dibayarkan
Uang Pertanggungan CARlink Pro ditambah dengan nilai investasi (nilai tunai). Pertanggungan selanjutnya menjadi gugur.
Disajikan Oleh: TRI ADI ANAS Tanda Tangan Agen :
___________________
Kode Agen : 168.005
Tanggal : Tanda Tangan Calon Pemegang Polis : __________________________

CARlink Pro – Mixed
Dengan asumsi umur tertanggung 30 th.

Catatan:
-
Pembayaran premi mohon untuk ditransfer ke rekening :
BCA 084-4444911 an PT. AJ Central Asia Raya, cabang Wisma Asia
CARlink Pro - Mixed:
(Perusahaan tidak menerima pembayaran premi secara tunai)
- Tahapan dan nilai investasi (nilai tunai) adalah nilai pada akhir tahun.
- Total manfaat pertanggungan adalah uang pertanggungan + nilai investasi (nilai tunai)
- Nilai investasi tidak dijamin dan nilainya bisa meningkat atau menurun tergantung dari hasil investasi yang diperoleh.
- Penilaian dana investasi dilakukan setiap hari berdasarkan nilai wajar dari masing - masing jenis investasi.
- Asumsi rendah, sedang dan tinggi pada nilai investasi hanya merupakan ilustrasi saja dan bukan merupakan
jaminan untuk hasil investasi yang akan datang.
- Penempatan investasi CARlink Pro - Mixed :
Kas, Deposito, Obligasi, Saham, Reksadana Pendapatan Tetap, Reksadana Saham.
- Ilustrasi proposal di atas sudah memperhitungkan :
- Biaya akusisi yang meliputi biaya operasional perusahaan dan biaya marketing
- Biaya Administrasi sebesar Rp. 25,000/bulan
- Biaya Asuransi (biaya mortalita)
- Pajak sesuai ketentuan (jika ada)
- Biaya Pengelolaan Dana CARlink Pro - Mixed maksimum 3% / tahun
- Untuk setiap penarikan dana yang dilakukan dalam 3 tahun akan dikenakan pajak penghasilan sebesar
20 % atas kelebihan penarikan dana terhadap total premi yang telah dibayar.
- Penarikan dana di bawah satu tahun dikenakan biaya sebesar 2% dari dana yang ditarik
- Tahapan dan Top-Up irregular tidak dilakukan secara otomatis (proses ini dilakukan setelah ada surat
permohonan dari nasabah).
- Alokasi investasi dan biaya akuisisi :
- Premi Utama
Tahun ke- Alokasi Dana Investasi Alokasi Biaya Akuisisi
1 40% 60%
2 75% 25%
3 90% 10%
4 95% 5%
5 95% 5%
6>> 100% 0%
Keterangan 6>> : Tahun ke-6 dan seterusnya
- Premi Top Up
Tahun ke- Alokasi Dana Investasi Alokasi Biaya Akuisisi
1>> 95% 5%
Keterangan 1>> : Tahun ke-1 dan seterusnya
Disajikan oleh: TRI ADI ANAS Tanda Tangan Agen :
Kode Agen : 168.005
Tanggal : Tanda Tangan Calon Pemegang Polis:

SURAT PERNYATAAN
Kepada saya telah dijelaskan mengenai prinsip kerja asuransi CARlink Pro berikut
Ringkasan Manfaat, biaya-biaya yang dikenakan serta Laporan Transaksi dan
Investasi.
Saya mengerti bahwa:
1. Perhitungan Nilai Investasi yang ada di dalam proposal hanya
merupakan ilustrasi dan bukan merupakan jaminan untuk masa
mendatang serta bukan merupakan bagian dari Polis.
2. Besarnya manfaat yang akan dibayarkan akan sangat bergantung pada
perkembangan dari nilai investasi yang bisa berubah-ubah.
Dengan menandatangai Surat Pernyataan ini Saya menyatakan bahwa Saya telah
mengerti serta menyetujui isi dari proposal tersebut.
___________ ,______________________
(……………………………………………………)
Calon Pemegang Polis

Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.700.000/Bulan dan Mulai Masuk Usia Tertanggung : 1 Tahun
Biaya Asuransi Tahun Ke-1 Rp.59.220 (Dalam Ribuan Rupiah)
Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Nilai Investasi (Nilai Tunai) Total Manfaat Meninggal
Rendah
(6%)
Sedang
(14%)
Tinggi (20%)
Rendah
(6%)
Sedang
(14%)
Tinggi (20%)
1 1 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 2 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 3 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 4 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 5 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 6 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 7 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 8 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 9 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 10 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 11 - - - 49,450 95,435 152,028 91,450 137,435 194,028
12 12 - - - 52,036 108,386 182,003 94,036 150,386 224,003
13 13 - - - 54,777 123,151 217,972 96,777 165,151 259,972
14 14 - - - 57,683 139,982 261,135 99,683 181,982 303,135
15 15 - - - 60,763 159,170 312,932 102,763 201,170 354,932
16 16 - - - 64,029 181,045 375,087 106,029 223,045 417,087
17 17 - - - 67,489 205,982 449,673 109,489 247,982 491,673
18 18 - - - 71,158 234,410 539,177 113,158 276,410 581,177
19 19 - - - 75,047 266,818 646,582 117,047 308,818 688,582
20 20 - - - 79,168 303,762 775,466 121,168 345,762 817,466
21 21 - - - 83,535 345,876 930,126 125,535 387,876 972,126
22 22 - - - 88,163 393,886 1,115,716 130,163 435,886 1,157,716
23 23 - - - 93,068 448,616 1,338,423 135,068 490,616 1,380,423
24 24 - - - 98,265 511,007 1,605,671 140,265 553,007 1,647,671
25 25 - - - 103,775 582,132 1,926,367 145,775 624,132 1,968,367
26 26 - - - 109,614 663,213 2,311,202 151,614 705,213 2,353,202
27 27 - - - 115,802 755,645 2,773,002 157,802 797,645 2,815,002
28 28 - - - 122,360 861,016 3,327,161 164,360 903,016 3,369,161
29 29 - - - 129,309 981,136 3,992,149 171,309 1,023,136 4,034,149
30 30 - - - 136,674 1,118,072 4,790,133 178,674 1,160,072 4,832,133
31 31 - - - 144,479 1,274,177 5,747,712 186,479 1,316,177 5,789,712
32 32 - - - 152,749 1,452,133 6,896,804 194,749 1,494,133 6,938,804
33 33 - - - 161,514 1,655,001 8,275,711 203,514 1,697,001 8,317,711
34 34 - - - 170,801 1,886,267 9,930,396 212,801 1,928,267 9,972,396
35 35 - - - 180,642 2,149,906 11,916,014 222,642 2,191,906 11,958,014
40 40 - - - 239,341 4,136,445 29,647,289 281,341 4,178,445 29,689,289
45 45 - - - 317,592 7,960,980 73,767,935 359,592 8,002,980 73,809,935
50 50 - - - 421,824 15,324,192 183,553,514 463,824 15,366,192 183,595,514
55 55 - - - 560,523 29,500,449 456,734,013 602,523 29,542,449 456,776,013
60 60 - - - 744,909 56,794,096 1,136,492,724 786,909 56,836,096 1,136,534,724
65 65 - - - 989,742 109,343,294 2,827,947,115 1,031,742 109,385,294 2,827,989,115
70 70 - - - 1,314,367 210,518,534 7,036,822,498 1,356,367 210,560,534 7,036,864,498
74 74 - - - 1,648,509 355,544,369 14,591,540,214 1,690,509 355,586,369 14,591,582,214

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi (20%)
Rendah
(6%)
Sedang
(14%)
Tinggi (20%)
1 2 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 3 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 4 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 5 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 6 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 7 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 8 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 9 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 10 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 11 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 12 - - - 49,450 95,435 152,028 91,450 137,435 194,028
12 13 - - - 52,036 108,386 182,003 94,036 150,386 224,003
13 14 - - - 54,777 123,151 217,972 96,777 165,151 259,972
14 15 - - - 57,683 139,982 261,135 99,683 181,982 303,135
15 16 - - - 60,763 159,170 312,932 102,763 201,170 354,932
16 17 - - - 64,029 181,045 375,087 106,029 223,045 417,087
17 18 - - - 67,489 205,982 449,673 109,489 247,982 491,673
18 19 - - - 71,158 234,410 539,177 113,158 276,410 581,177
19 20 - - - 75,046 266,817 646,581 117,046 308,817 688,581
20 21 - - - 79,166 303,759 775,463 121,166 345,759 817,463
21 22 - - - 83,531 345,872 930,121 125,531 387,872 972,121
22 23 - - - 88,158 393,880 1,115,709 130,158 435,880 1,157,709
23 24 - - - 93,061 448,608 1,338,414 135,061 490,608 1,380,414
24 25 - - - 98,259 510,997 1,605,659 140,259 552,997 1,647,659
25 26 - - - 103,766 582,120 1,926,352 145,766 624,120 1,968,352
26 27 - - - 109,604 663,199 2,311,182 151,604 705,199 2,353,182
27 28 - - - 115,790 755,627 2,772,977 157,790 797,627 2,814,977
28 29 - - - 122,345 860,993 3,327,129 164,345 902,993 3,369,129
29 30 - - - 129,292 981,109 3,992,109 171,292 1,023,109 4,034,109
30 31 - - - 136,654 1,118,038 4,790,083 178,654 1,160,038 4,832,083
31 32 - - - 144,455 1,274,136 5,747,649 186,455 1,316,136 5,789,649
32 33 - - - 152,721 1,452,084 6,896,725 194,721 1,494,084 6,938,725
33 34 - - - 161,481 1,654,942 8,275,613 203,481 1,696,942 8,317,613
34 35 - - - 170,763 1,886,195 9,930,275 212,763 1,928,195 9,972,275
35 36 - - - 180,597 2,149,820 11,915,864 222,597 2,191,820 11,957,864
40 41 - - - 239,233 4,136,219 29,646,846 281,233 4,178,219 29,688,846
45 46 - - - 317,369 7,960,447 73,766,717 359,369 8,002,447 73,808,717
50 51 - - - 421,395 15,323,005 183,550,292 463,395 15,365,005 183,592,292
55 56 - - - 559,746 29,497,909 456,725,700 601,746 29,539,909 456,767,700
60 61 - - - 743,551 56,788,810 1,136,471,571 785,551 56,830,810 1,136,513,571
65 66 - - - 987,428 109,332,498 2,827,893,755 1,029,428 109,374,498 2,827,935,755
70 71 - - - 1,310,498 210,496,782 7,036,688,587 1,352,498 210,538,782 7,036,730,587
73 74 - - - 1,552,650 311,850,777 12,159,387,355 1,594,650 311,892,777 12,159,429,355

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi (20%)
Rendah
(6%)
Sedang
(14%)
Tinggi (20%)
1 3 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 4 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 5 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 6 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 7 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 8 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 9 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 10 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 11 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 12 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 13 - - - 49,450 95,435 152,028 91,450 137,435 194,028
12 14 - - - 52,036 108,386 182,003 94,036 150,386 224,003
13 15 - - - 54,777 123,151 217,972 96,777 165,151 259,972
14 16 - - - 57,683 139,982 261,135 99,683 181,982 303,135
15 17 - - - 60,763 159,170 312,932 102,763 201,170 354,932
16 18 - - - 64,029 181,045 375,087 106,029 223,045 417,087
17 19 - - - 67,489 205,982 449,673 109,489 247,982 491,673
18 20 - - - 71,157 234,409 539,176 113,157 276,409 581,176
19 21 - - - 75,044 266,814 646,578 117,044 308,814 688,578
20 22 - - - 79,162 303,755 775,458 121,162 345,755 817,458
21 23 - - - 83,527 345,866 930,114 125,527 387,866 972,114
22 24 - - - 88,152 393,872 1,115,700 130,152 435,872 1,157,700
23 25 - - - 93,055 448,599 1,338,402 135,055 490,599 1,380,402
24 26 - - - 98,250 510,985 1,605,644 140,250 552,985 1,647,644
25 27 - - - 103,756 582,105 1,926,333 145,756 624,105 1,968,333
26 28 - - - 109,592 663,181 2,311,158 151,592 705,181 2,353,158
27 29 - - - 115,775 755,604 2,772,946 157,775 797,604 2,814,946
28 30 - - - 122,328 860,966 3,327,089 164,328 902,966 3,369,089
29 31 - - - 129,272 981,075 3,992,059 171,272 1,023,075 4,034,059
30 32 - - - 136,630 1,117,998 4,790,020 178,630 1,159,998 4,832,020
31 33 - - - 144,427 1,274,086 5,747,570 186,427 1,316,086 5,789,570
32 34 - - - 152,689 1,452,024 6,896,628 194,689 1,494,024 6,938,628
33 35 - - - 161,443 1,654,870 8,275,492 203,443 1,696,870 8,317,492
34 36 - - - 170,718 1,886,108 9,930,124 212,718 1,928,108 9,972,124
35 37 - - - 180,543 2,149,714 11,915,676 222,543 2,191,714 11,957,676
40 42 - - - 239,107 4,135,949 29,646,300 281,107 4,177,949 29,688,300
45 47 - - - 317,114 7,959,820 73,765,234 359,114 8,001,820 73,807,234
50 52 - - - 420,911 15,321,618 183,546,391 462,911 15,363,618 183,588,391
55 57 - - - 558,876 29,494,964 456,715,670 600,876 29,536,964 456,757,670
60 62 - - - 742,038 56,782,704 1,136,446,105 784,038 56,824,704 1,136,488,105
65 67 - - - 984,858 109,320,065 2,827,829,591 1,026,858 109,362,065 2,827,871,591
70 72 - - - 1,306,236 210,471,812 7,036,527,712 1,348,236 210,513,812 7,036,569,712
72 74 - - - 1,462,217 273,523,064 10,132,593,306 1,504,217 273,565,064 10,132,635,306

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 4 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 5 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 6 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 7 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 8 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 9 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 10 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 11 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 12 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 13 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 14 - - - 49,450 95,435 152,028 91,450 137,435 194,028
12 15 - - - 52,036 108,386 182,003 94,036 150,386 224,003
13 16 - - - 54,777 123,151 217,972 96,777 165,151 259,972
14 17 - - - 57,683 139,982 261,135 99,683 181,982 303,135
15 18 - - - 60,763 159,170 312,932 102,763 201,170 354,932
16 19 - - - 64,029 181,045 375,087 106,029 223,045 417,087
17 20 - - - 67,489 205,981 449,672 109,489 247,981 491,672
18 21 - - - 71,155 234,406 539,173 113,155 276,406 581,173
19 22 - - - 75,040 266,810 646,573 117,040 308,810 688,573
20 23 - - - 79,157 303,749 775,452 121,157 345,749 817,452
21 24 - - - 83,520 345,858 930,105 125,520 387,858 972,105
22 25 - - - 88,145 393,863 1,115,689 130,145 435,863 1,157,689
23 26 - - - 93,046 448,587 1,338,387 135,046 490,587 1,380,387
24 27 - - - 98,240 510,971 1,605,625 140,240 552,971 1,647,625
25 28 - - - 103,744 582,087 1,926,308 145,744 624,087 1,968,308
26 29 - - - 109,577 663,158 2,311,126 151,577 705,158 2,353,126
27 30 - - - 115,758 755,577 2,772,906 157,758 797,577 2,814,906
28 31 - - - 122,308 860,932 3,327,039 164,308 902,932 3,369,039
29 32 - - - 129,248 981,034 3,991,996 171,248 1,023,034 4,033,996
30 33 - - - 136,602 1,117,948 4,789,941 178,602 1,159,948 4,831,941
31 34 - - - 144,395 1,274,027 5,747,473 186,395 1,316,027 5,789,473
32 35 - - - 152,651 1,451,952 6,896,506 194,651 1,493,952 6,938,506
33 36 - - - 161,398 1,654,783 8,275,341 203,398 1,696,783 8,317,341
34 37 - - - 170,664 1,886,003 9,929,937 212,664 1,928,003 9,971,937
35 38 - - - 180,479 2,149,586 11,915,443 222,479 2,191,586 11,957,443
40 43 - - - 238,961 4,135,628 29,645,632 280,961 4,177,628 29,687,632
45 48 - - - 316,822 7,959,082 73,763,430 358,822 8,001,082 73,805,430
50 53 - - - 420,364 15,320,002 183,541,674 462,364 15,362,002 183,583,674
55 58 - - - 557,902 29,491,550 456,703,576 599,902 29,533,550 456,745,576
60 63 - - - 740,354 56,775,657 1,136,415,454 782,354 56,817,657 1,136,457,454
65 68 - - - 982,005 109,305,751 2,827,752,447 1,024,005 109,347,751 2,827,794,447
70 73 - - - 1,301,554 210,443,170 7,036,334,477 1,343,554 210,485,170 7,036,376,477
71 74 - - - 1,376,903 239,902,263 8,443,598,265 1,418,903 239,944,263 8,443,640,265

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 5 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 6 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 7 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 8 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 9 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 10 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 11 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 12 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 13 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 14 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 15 - - - 49,450 95,435 152,028 91,450 137,435 194,028
12 16 - - - 52,036 108,386 182,003 94,036 150,386 224,003
13 17 - - - 54,777 123,151 217,972 96,777 165,151 259,972
14 18 - - - 57,683 139,982 261,135 99,683 181,982 303,135
15 19 - - - 60,763 159,170 312,932 102,763 201,170 354,932
16 20 - - - 64,028 181,044 375,086 106,028 223,044 417,086
17 21 - - - 67,486 205,978 449,670 109,486 247,978 491,670
18 22 - - - 71,151 234,402 539,169 113,151 276,402 581,169
19 23 - - - 75,035 266,804 646,566 117,035 308,804 688,566
20 24 - - - 79,151 303,741 775,443 121,151 345,741 817,443
21 25 - - - 83,514 345,849 930,094 125,514 387,849 972,094
22 26 - - - 88,137 393,851 1,115,673 130,137 435,851 1,157,673
23 27 - - - 93,036 448,572 1,338,368 135,036 490,572 1,380,368
24 28 - - - 98,228 510,953 1,605,600 140,228 552,953 1,647,600
25 29 - - - 103,730 582,065 1,926,276 145,730 624,065 1,968,276
26 30 - - - 109,560 663,130 2,311,086 151,560 705,130 2,353,086
27 31 - - - 115,738 755,543 2,772,855 157,738 797,543 2,814,855
28 32 - - - 122,284 860,891 3,326,976 164,284 902,891 3,368,976
29 33 - - - 129,220 980,985 3,991,917 171,220 1,022,985 4,033,917
30 34 - - - 136,570 1,117,889 4,789,844 178,570 1,159,889 4,831,844
31 35 - - - 144,357 1,273,955 5,747,352 186,357 1,315,955 5,789,352
32 36 - - - 152,606 1,451,866 6,896,356 194,606 1,493,866 6,938,356
33 37 - - - 161,345 1,654,678 8,275,154 203,345 1,696,678 8,317,154
34 38 - - - 170,600 1,885,875 9,929,703 212,600 1,927,875 9,971,703
35 39 - - - 180,403 2,149,431 11,915,153 222,403 2,191,431 11,957,153
40 44 - - - 238,792 4,135,246 29,644,813 280,792 4,177,246 29,686,813
45 49 - - - 316,490 7,958,215 73,761,239 358,490 8,000,215 73,803,239
50 54 - - - 419,748 15,318,121 183,535,971 461,748 15,360,121 183,577,971
55 59 - - - 556,813 29,487,597 456,688,999 598,813 29,529,597 456,730,999
60 64 - - - 738,480 56,767,529 1,136,378,574 780,480 56,809,529 1,136,420,574
65 69 - - - 978,840 109,289,282 2,827,659,716 1,020,840 109,331,282 2,827,701,716
70 74 - - - 1,296,418 210,410,332 7,036,102,398 1,338,418 210,452,332 7,036,144,398

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 6 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 7 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 8 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 9 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 10 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 11 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 12 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 13 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 14 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 15 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 16 - - - 49,450 95,435 152,028 91,450 137,435 194,028
12 17 - - - 52,036 108,386 182,003 94,036 150,386 224,003
13 18 - - - 54,777 123,151 217,972 96,777 165,151 259,972
14 19 - - - 57,683 139,982 261,135 99,683 181,982 303,135
15 20 - - - 60,763 159,169 312,931 102,763 201,169 354,931
16 21 - - - 64,025 181,041 375,083 106,025 223,041 417,083
17 22 - - - 67,483 205,974 449,665 109,483 247,974 491,665
18 23 - - - 71,146 234,396 539,162 113,146 276,396 581,162
19 24 - - - 75,029 266,796 646,557 117,029 308,796 688,557
20 25 - - - 79,144 303,732 775,431 121,144 345,732 817,431
21 26 - - - 83,505 345,837 930,078 125,505 387,837 972,078
22 27 - - - 88,127 393,836 1,115,654 130,127 435,836 1,157,654
23 28 - - - 93,024 448,554 1,338,343 135,024 490,554 1,380,343
24 29 - - - 98,214 510,930 1,605,568 140,214 552,930 1,647,568
25 30 - - - 103,713 582,037 1,926,237 145,713 624,037 1,968,237
26 31 - - - 109,540 663,097 2,311,036 151,540 705,097 2,353,036
27 32 - - - 115,714 755,502 2,772,792 157,714 797,502 2,814,792
28 33 - - - 122,256 860,841 3,326,897 164,256 902,841 3,368,897
29 34 - - - 129,188 980,925 3,991,820 171,188 1,022,925 4,033,820
30 35 - - - 136,532 1,117,817 4,789,723 178,532 1,159,817 4,831,723
31 36 - - - 144,312 1,273,868 5,747,201 186,312 1,315,868 5,789,201
32 37 - - - 152,553 1,451,760 6,896,168 194,553 1,493,760 6,938,168
33 38 - - - 161,281 1,654,550 8,274,920 203,281 1,696,550 8,316,920
34 39 - - - 170,524 1,885,720 9,929,414 212,524 1,927,720 9,971,414
35 40 - - - 180,312 2,149,244 11,914,794 222,312 2,191,244 11,956,794
40 45 - - - 238,598 4,134,795 29,643,814 280,598 4,176,795 29,685,814
45 50 - - - 316,112 7,957,200 73,758,580 358,112 7,999,200 73,800,580
50 55 - - - 419,057 15,315,934 183,529,084 461,057 15,357,934 183,571,084
55 60 - - - 555,596 29,483,024 456,671,436 597,596 29,525,024 456,713,436
60 65 - - - 736,398 56,758,159 1,136,334,208 778,398 56,800,159 1,136,376,208
65 70 - - - 975,336 109,270,348 2,827,548,270 1,017,336 109,312,348 2,827,590,270
69 74 - - - 1,220,489 184,540,218 5,863,189,175 1,262,489 184,582,218 5,863,231,175

Biaya Asuransi Tahun Ke-1 Rp. 59.220 (Dalam Ribuan Rupiah)
Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 7 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 8 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 9 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 10 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 11 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 12 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 13 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 14 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 15 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 16 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 17 - - - 49,450 95,435 152,028 91,450 137,435 194,028
12 18 - - - 52,036 108,386 182,003 94,036 150,386 224,003
13 19 - - - 54,777 123,151 217,972 96,777 165,151 259,972
14 20 - - - 57,682 139,981 261,134 99,682 181,981 303,134
15 21 - - - 60,760 159,167 312,928 102,760 201,167 354,928
16 22 - - - 64,022 181,037 375,078 106,022 223,037 417,078
17 23 - - - 67,478 205,968 449,658 109,478 247,968 491,658
18 24 - - - 71,140 234,388 539,153 113,140 276,388 581,153
19 25 - - - 75,022 266,787 646,546 117,022 308,787 688,546
20 26 - - - 79,136 303,720 775,416 121,136 345,720 817,416
21 27 - - - 83,495 345,823 930,059 125,495 387,823 972,059
22 28 - - - 88,115 393,818 1,115,629 130,115 435,818 1,157,629
23 29 - - - 93,010 448,532 1,338,312 135,010 490,532 1,380,312
24 30 - - - 98,197 510,903 1,605,529 140,197 552,903 1,647,529
25 31 - - - 103,692 582,003 1,926,186 145,692 624,003 1,968,186
26 32 - - - 109,516 663,056 2,310,973 151,516 705,056 2,352,973
27 33 - - - 115,686 755,453 2,772,714 157,686 797,453 2,814,714
28 34 - - - 122,224 860,782 3,326,800 164,224 902,782 3,368,800
29 35 - - - 129,150 980,853 3,991,698 171,150 1,022,853 4,033,698
30 36 - - - 136,487 1,117,730 4,789,572 178,487 1,159,730 4,831,572
31 37 - - - 144,258 1,273,763 5,747,013 186,258 1,315,763 5,789,013
32 38 - - - 152,489 1,451,632 6,895,935 194,489 1,493,632 6,937,935
33 39 - - - 161,204 1,654,394 8,274,631 203,204 1,696,394 8,316,631
34 40 - - - 170,433 1,885,533 9,929,055 212,433 1,927,533 9,971,055
35 41 - - - 180,204 2,149,018 11,914,351 222,204 2,191,018 11,956,351
40 46 - - - 238,375 4,134,262 29,642,596 280,375 4,176,262 29,684,596
45 51 - - - 315,684 7,956,012 73,755,359 357,684 7,998,012 73,797,359
50 56 - - - 418,280 15,313,395 183,520,771 460,280 15,355,395 183,562,771
55 61 - - - 554,238 29,477,738 456,650,284 596,238 29,519,738 456,692,284
60 66 - - - 734,084 56,747,364 1,136,280,849 776,084 56,789,364 1,136,322,849
65 71 - - - 971,466 109,248,596 2,827,414,359 1,013,466 109,290,596 2,827,456,359
68 74 - - - 1,148,858 161,847,135 4,885,761,489 1,190,858 161,889,135 4,885,803,489

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 8 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 9 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 10 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 11 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 12 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 13 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 14 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 15 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 16 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 17 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 18 - - - 49,450 95,435 152,028 91,450 137,435 194,028
12 19 - - - 52,036 108,386 182,003 94,036 150,386 224,003
13 20 - - - 54,776 123,150 217,971 96,776 165,150 259,971
14 21 - - - 57,680 139,979 261,132 99,680 181,979 303,132
15 22 - - - 60,757 159,163 312,923 102,757 201,163 354,923
16 23 - - - 64,017 181,031 375,072 106,017 223,031 417,072
17 24 - - - 67,472 205,960 449,649 109,472 247,960 491,649
18 25 - - - 71,133 234,379 539,141 113,133 276,379 581,141
19 26 - - - 75,014 266,775 646,531 117,014 308,775 688,531
20 27 - - - 79,126 303,705 775,397 121,126 345,705 817,397
21 28 - - - 83,483 345,805 930,035 125,483 387,805 972,035
22 29 - - - 88,100 393,796 1,115,598 130,100 435,796 1,157,598
23 30 - - - 92,993 448,504 1,338,272 134,993 490,504 1,380,272
24 31 - - - 98,176 510,869 1,605,478 140,176 552,869 1,647,478
25 32 - - - 103,669 581,962 1,926,123 145,669 623,962 1,968,123
26 33 - - - 109,488 663,006 2,310,894 151,488 705,006 2,352,894
27 34 - - - 115,654 755,393 2,772,616 157,654 797,393 2,814,616
28 35 - - - 122,186 860,710 3,326,678 164,186 902,710 3,368,678
29 36 - - - 129,105 980,767 3,991,548 171,105 1,022,767 4,033,548
30 37 - - - 136,433 1,117,625 4,789,384 178,433 1,159,625 4,831,384
31 38 - - - 144,194 1,273,635 5,746,780 186,194 1,315,635 5,788,780
32 39 - - - 152,412 1,451,477 6,895,645 194,412 1,493,477 6,937,645
33 40 - - - 161,113 1,654,207 8,274,272 203,113 1,696,207 8,316,272
34 41 - - - 170,325 1,885,307 9,928,612 212,325 1,927,307 9,970,612
35 42 - - - 180,078 2,148,748 11,913,806 222,078 2,190,748 11,955,806
40 47 - - - 238,120 4,133,635 29,641,112 280,120 4,175,635 29,683,112
45 52 - - - 315,199 7,954,626 73,751,458 357,199 7,996,626 73,793,458
50 57 - - - 417,410 15,310,449 183,510,742 459,410 15,352,449 183,552,742
55 62 - - - 552,725 29,471,633 456,624,817 594,725 29,513,633 456,666,817
60 67 - - - 731,514 56,734,930 1,136,216,684 773,514 56,776,930 1,136,258,684
65 72 - - - 967,204 109,223,627 2,827,253,484 1,009,204 109,265,627 2,827,295,484
67 74 - - - 1,081,281 141,940,922 4,071,238,418 1,123,281 141,982,922 4,071,280,418

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 9 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 10 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 11 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 12 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 13 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 14 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 15 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 16 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 17 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 18 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 19 - - - 49,450 95,435 152,028 91,450 137,435 194,028
12 20 - - - 52,035 108,385 182,002 94,035 150,385 224,002
13 21 - - - 54,774 123,147 217,968 96,774 165,147 259,968
14 22 - - - 57,676 139,974 261,127 99,676 181,974 303,127
15 23 - - - 60,752 159,157 312,916 102,752 201,157 354,916
16 24 - - - 64,011 181,023 375,063 106,011 223,023 417,063
17 25 - - - 67,465 205,951 449,638 109,465 247,951 491,638
18 26 - - - 71,125 234,367 539,126 113,125 276,367 581,126
19 27 - - - 75,004 266,760 646,511 117,004 308,760 688,511
20 28 - - - 79,114 303,687 775,372 121,114 345,687 817,372
21 29 - - - 83,469 345,782 930,003 125,469 387,782 972,003
22 30 - - - 88,083 393,768 1,115,558 130,083 435,768 1,157,558
23 31 - - - 92,972 448,470 1,338,221 134,972 490,470 1,380,221
24 32 - - - 98,152 510,828 1,605,415 140,152 552,828 1,647,415
25 33 - - - 103,641 581,913 1,926,044 145,641 623,913 1,968,044
26 34 - - - 109,456 662,947 2,310,797 151,456 704,947 2,352,797
27 35 - - - 115,616 755,321 2,772,495 157,616 797,321 2,814,495
28 36 - - - 122,141 860,623 3,326,528 164,141 902,623 3,368,528
29 37 - - - 129,051 980,661 3,991,360 171,051 1,022,661 4,033,360
30 38 - - - 136,369 1,117,497 4,789,151 178,369 1,159,497 4,831,151
31 39 - - - 144,118 1,273,480 5,746,490 186,118 1,315,480 5,788,490
32 40 - - - 152,321 1,451,290 6,895,286 194,321 1,493,290 6,937,286
33 41 - - - 161,006 1,653,982 8,273,829 203,006 1,695,982 8,315,829
34 42 - - - 170,200 1,885,037 9,928,066 212,200 1,927,037 9,970,066
35 43 - - - 179,932 2,148,427 11,913,137 221,932 2,190,427 11,955,137
40 48 - - - 237,828 4,132,897 29,639,308 279,828 4,174,897 29,681,308
45 53 - - - 314,652 7,953,009 73,746,740 356,652 7,995,009 73,788,740
50 58 - - - 416,436 15,307,035 183,498,648 458,436 15,349,035 183,540,648
55 63 - - - 551,040 29,464,586 456,594,166 593,040 29,506,586 456,636,166
60 68 - - - 728,661 56,720,616 1,136,139,541 770,661 56,762,616 1,136,181,541
65 73 - - - 962,523 109,194,985 2,827,060,249 1,004,523 109,236,985 2,827,102,249
66 74 - - - 1,017,530 124,479,331 3,392,469,192 1,059,530 124,521,331 3,392,511,192

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 10 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 11 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 12 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 13 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 14 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 15 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 16 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 17 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 18 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 19 - - - 47,010 84,074 127,049 89,010 126,074 169,049
11 20 - - - 49,449 95,434 152,027 91,449 137,434 194,027
12 21 - - - 52,033 108,383 181,999 94,033 150,383 223,999
13 22 - - - 54,770 123,143 217,964 96,770 165,143 259,964
14 23 - - - 57,671 139,969 261,120 99,671 181,969 303,120
15 24 - - - 60,746 159,149 312,907 102,746 201,149 354,907
16 25 - - - 64,004 181,014 375,051 106,004 223,014 417,051
17 26 - - - 67,456 205,939 449,622 109,456 247,939 491,622
18 27 - - - 71,115 234,353 539,107 113,115 276,353 581,107
19 28 - - - 74,992 266,742 646,487 116,992 308,742 688,487
20 29 - - - 79,099 303,665 775,340 121,099 345,665 817,340
21 30 - - - 83,452 345,755 929,963 125,452 387,755 971,963
22 31 - - - 88,063 393,735 1,115,508 130,063 435,735 1,157,508
23 32 - - - 92,948 448,429 1,338,158 134,948 490,429 1,380,158
24 33 - - - 98,125 510,778 1,605,336 140,125 552,778 1,647,336
25 34 - - - 103,609 581,854 1,925,947 145,609 623,854 1,967,947
26 35 - - - 109,418 662,875 2,310,675 151,418 704,875 2,352,675
27 36 - - - 115,571 755,234 2,772,344 157,571 797,234 2,814,344
28 37 - - - 122,087 860,518 3,326,340 164,087 902,518 3,368,340
29 38 - - - 128,987 980,533 3,991,127 170,987 1,022,533 4,033,127
30 39 - - - 136,293 1,117,342 4,788,861 178,293 1,159,342 4,830,861
31 40 - - - 144,027 1,273,292 5,746,131 186,027 1,315,292 5,788,131
32 41 - - - 152,214 1,451,064 6,894,843 194,214 1,493,064 6,936,843
33 42 - - - 160,880 1,653,712 8,273,283 202,880 1,695,712 8,315,283
34 43 - - - 170,054 1,884,716 9,927,398 212,054 1,926,716 9,969,398
35 44 - - - 179,763 2,148,046 11,912,319 221,763 2,190,046 11,954,319
40 49 - - - 237,496 4,132,030 29,637,118 279,496 4,174,030 29,679,118
45 54 - - - 314,037 7,951,128 73,741,038 356,037 7,993,128 73,783,038
50 59 - - - 415,347 15,303,083 183,484,070 457,347 15,345,083 183,526,070
55 64 - - - 549,167 29,456,458 456,557,286 591,167 29,498,458 456,599,286
60 69 - - - 725,495 56,704,148 1,136,046,809 767,495 56,746,148 1,136,088,809
65 74 - - - 957,387 109,162,147 2,826,828,170 999,387 109,204,147 2,826,870,170

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 11 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 12 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 13 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 14 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 15 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 16 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 17 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 18 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 19 - - - 44,708 74,108 106,233 86,708 116,108 148,233
10 20 - - - 47,009 84,073 127,048 89,009 126,073 169,048
11 21 - - - 49,446 95,431 152,024 91,446 137,431 194,024
12 22 - - - 52,029 108,378 181,994 94,029 150,378 223,994
13 23 - - - 54,766 123,137 217,957 96,766 165,137 259,957
14 24 - - - 57,665 139,961 261,111 99,665 181,961 303,111
15 25 - - - 60,739 159,140 312,896 102,739 201,140 354,896
16 26 - - - 63,995 181,002 375,036 105,995 223,002 417,036
17 27 - - - 67,446 205,925 449,603 109,446 247,925 491,603
18 28 - - - 71,103 234,334 539,082 113,103 276,334 581,082
19 29 - - - 74,977 266,720 646,455 116,977 308,720 688,455
20 30 - - - 79,082 303,637 775,301 121,082 345,637 817,301
21 31 - - - 83,431 345,721 929,913 125,431 387,721 971,913
22 32 - - - 88,039 393,694 1,115,445 130,039 435,694 1,157,445
23 33 - - - 92,920 448,380 1,338,080 134,920 490,380 1,380,080
24 34 - - - 98,092 510,719 1,605,239 140,092 552,719 1,647,239
25 35 - - - 103,570 581,782 1,925,826 145,570 623,782 1,967,826
26 36 - - - 109,373 662,788 2,310,525 151,373 704,788 2,352,525
27 37 - - - 115,517 755,129 2,772,157 157,517 797,129 2,814,157
28 38 - - - 122,023 860,390 3,326,107 164,023 902,390 3,368,107
29 39 - - - 128,911 980,378 3,990,837 170,911 1,022,378 4,032,837
30 40 - - - 136,202 1,117,154 4,788,502 178,202 1,159,154 4,830,502
31 41 - - - 143,919 1,273,067 5,745,688 185,919 1,315,067 5,787,688
32 42 - - - 152,088 1,450,794 6,894,298 194,088 1,492,794 6,936,298
33 43 - - - 160,734 1,653,390 8,272,615 202,734 1,695,390 8,314,615
34 44 - - - 169,885 1,884,334 9,926,579 211,885 1,926,334 9,968,579
35 45 - - - 179,569 2,147,594 11,911,320 221,569 2,189,594 11,953,320
40 50 - - - 237,118 4,131,015 29,634,459 279,118 4,173,015 29,676,459
45 55 - - - 313,345 7,948,942 73,734,151 355,345 7,990,942 73,776,151
50 60 - - - 414,129 15,298,510 183,466,507 456,129 15,340,510 183,508,507
55 65 - - - 547,085 29,447,088 456,512,920 589,085 29,489,088 456,554,920
60 70 - - - 721,992 56,685,213 1,135,935,363 763,992 56,727,213 1,135,977,363
64 74 - - - 900,648 95,726,020 2,355,460,652 942,648 95,768,020 2,355,502,652

Biaya Asuransi Tahun Ke-1 Rp. Rp.59.220 (Dalam Ribuan Rupiah)
Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 12 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 13 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 14 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 15 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 16 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 17 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 18 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 19 - - - 42,537 65,366 88,887 84,537 107,366 130,887
9 20 - - - 44,707 74,107 106,232 86,707 116,107 148,232
10 21 - - - 47,007 84,070 127,045 89,007 126,070 169,045
11 22 - - - 49,443 95,427 152,019 91,443 137,427 194,019
12 23 - - - 52,024 108,372 181,987 94,024 150,372 223,987
13 24 - - - 54,759 123,129 217,948 96,759 165,129 259,948
14 25 - - - 57,659 139,952 261,100 99,659 181,952 303,100
15 26 - - - 60,730 159,128 312,881 102,730 201,128 354,881
16 27 - - - 63,985 180,988 375,017 105,985 222,988 417,017
17 28 - - - 67,434 205,907 449,579 109,434 247,907 491,579
18 29 - - - 71,088 234,312 539,051 113,088 276,312 581,051
19 30 - - - 74,960 266,692 646,415 116,960 308,692 688,415
20 31 - - - 79,062 303,604 775,250 121,062 345,604 817,250
21 32 - - - 83,407 345,680 929,850 125,407 387,680 971,850
22 33 - - - 88,011 393,644 1,115,366 130,011 435,644 1,157,366
23 34 - - - 92,888 448,320 1,337,982 134,888 490,320 1,379,982
24 35 - - - 98,054 510,647 1,605,118 140,054 552,647 1,647,118
25 36 - - - 103,525 581,695 1,925,675 145,525 623,695 1,967,675
26 37 - - - 109,319 662,683 2,310,337 151,319 704,683 2,352,337
27 38 - - - 115,453 755,001 2,771,923 157,453 797,001 2,813,923
28 39 - - - 121,947 860,235 3,325,817 163,947 902,235 3,367,817
29 40 - - - 128,820 980,191 3,990,478 170,820 1,022,191 4,032,478
30 41 - - - 136,094 1,116,929 4,788,059 178,094 1,158,929 4,830,059
31 42 - - - 143,793 1,272,797 5,745,143 185,793 1,314,797 5,787,143
32 43 - - - 151,942 1,450,473 6,893,629 193,942 1,492,473 6,935,629
33 44 - - - 160,565 1,653,009 8,271,796 202,565 1,695,009 8,313,796
34 45 - - - 169,690 1,883,883 9,925,580 211,690 1,925,883 9,967,580
35 46 - - - 179,346 2,147,062 11,910,101 221,346 2,189,062 11,952,101
40 51 - - - 236,690 4,129,827 29,631,237 278,690 4,171,827 29,673,237
45 56 - - - 312,569 7,946,402 73,725,838 354,569 7,988,402 73,767,838
50 61 - - - 412,772 15,293,224 183,445,355 454,772 15,335,224 183,487,355
55 66 - - - 544,771 29,436,292 456,459,561 586,771 29,478,292 456,501,561
60 71 - - - 718,122 56,663,462 1,135,801,452 760,122 56,705,462 1,135,843,452
63 74 - - - 847,121 83,939,944 1,962,654,386 889,121 83,981,944 1,962,696,386

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 13 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 14 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 15 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 16 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 17 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 18 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 19 - - - 40,488 57,698 74,432 82,488 99,698 116,432
8 20 - - - 42,536 65,365 88,886 84,536 107,365 130,886
9 21 - - - 44,705 74,105 106,230 86,705 116,105 148,230
10 22 - - - 47,003 84,066 127,041 89,003 126,066 169,041
11 23 - - - 49,438 95,421 152,013 91,438 137,421 194,013
12 24 - - - 52,018 108,365 181,978 94,018 150,365 223,978
13 25 - - - 54,753 123,120 217,936 96,753 165,120 259,936
14 26 - - - 57,650 139,940 261,085 99,650 181,940 303,085
15 27 - - - 60,720 159,113 312,861 102,720 201,113 354,861
16 28 - - - 63,973 180,970 374,992 105,973 222,970 416,992
17 29 - - - 67,420 205,884 449,547 109,420 247,884 491,547
18 30 - - - 71,071 234,284 539,011 113,071 276,284 581,011
19 31 - - - 74,940 266,659 646,365 116,940 308,659 688,365
20 32 - - - 79,038 303,563 775,187 121,038 345,563 817,187
21 33 - - - 83,379 345,630 929,771 125,379 387,630 971,771
22 34 - - - 87,979 393,585 1,115,268 129,979 435,585 1,157,268
23 35 - - - 92,850 448,249 1,337,861 134,850 490,249 1,379,861
24 36 - - - 98,009 510,560 1,604,967 140,009 552,560 1,646,967
25 37 - - - 103,472 581,590 1,925,487 145,472 623,590 1,967,487
26 38 - - - 109,255 662,555 2,310,104 151,255 704,555 2,352,104
27 39 - - - 115,377 754,846 2,771,633 157,377 796,846 2,813,633
28 40 - - - 121,856 860,048 3,325,458 163,856 902,048 3,367,458
29 41 - - - 128,712 979,965 3,990,035 170,712 1,021,965 4,032,035
30 42 - - - 135,969 1,116,659 4,787,514 177,969 1,158,659 4,829,514
31 43 - - - 143,648 1,272,476 5,744,474 185,648 1,314,476 5,786,474
32 44 - - - 151,773 1,450,092 6,892,811 193,773 1,492,092 6,934,811
33 45 - - - 160,371 1,652,558 8,270,797 202,371 1,694,558 8,312,797
34 46 - - - 169,468 1,883,351 9,924,362 211,468 1,925,351 9,966,362
35 47 - - - 179,091 2,146,434 11,908,618 221,091 2,188,434 11,950,618
40 52 - - - 236,205 4,128,441 29,627,337 278,205 4,170,441 29,669,337
45 57 - - - 311,699 7,943,457 73,715,808 353,699 7,985,457 73,757,808
50 62 - - - 411,259 15,287,118 183,419,889 453,259 15,329,118 183,461,889
55 67 - - - 542,201 29,423,859 456,395,397 584,201 29,465,859 456,437,397
60 72 - - - 713,860 56,638,492 1,135,640,577 755,860 56,680,492 1,135,682,577
62 74 - - - 796,624 73,601,281 1,635,315,832 838,624 73,643,281 1,635,357,832

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 14 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 15 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 16 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 17 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 18 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 19 - - - 38,555 50,971 62,385 80,555 92,971 104,385
7 20 - - - 40,487 57,697 74,431 82,487 99,697 116,431
8 21 - - - 42,533 65,363 88,883 84,533 107,363 130,883
9 22 - - - 44,701 74,100 106,225 86,701 116,100 148,225
10 23 - - - 46,998 84,060 127,034 88,998 126,060 169,034
11 24 - - - 49,432 95,413 152,004 91,432 137,413 194,004
12 25 - - - 52,011 108,355 181,967 94,011 150,355 223,967
13 26 - - - 54,744 123,108 217,921 96,744 165,108 259,921
14 27 - - - 57,640 139,925 261,065 99,640 181,925 303,065
15 28 - - - 60,708 159,095 312,837 102,708 201,095 354,837
16 29 - - - 63,959 180,947 374,961 105,959 222,947 416,961
17 30 - - - 67,403 205,856 449,507 109,403 247,856 491,507
18 31 - - - 71,051 234,251 538,960 113,051 276,251 580,960
19 32 - - - 74,916 266,618 646,302 116,916 308,618 688,302
20 33 - - - 79,010 303,513 775,109 121,010 345,513 817,109
21 34 - - - 83,347 345,571 929,674 125,347 387,571 971,674
22 35 - - - 87,941 393,513 1,115,147 129,941 435,513 1,157,147
23 36 - - - 92,805 448,162 1,337,710 134,805 490,162 1,379,710
24 37 - - - 97,956 510,455 1,604,779 139,956 552,455 1,646,779
25 38 - - - 103,408 581,462 1,925,254 145,408 623,462 1,967,254
26 39 - - - 109,179 662,400 2,309,814 151,179 704,400 2,351,814
27 40 - - - 115,286 754,659 2,771,275 157,286 796,659 2,813,275
28 41 - - - 121,748 859,822 3,325,015 163,748 901,822 3,367,015
29 42 - - - 128,587 979,695 3,989,490 170,587 1,021,695 4,031,490
30 43 - - - 135,823 1,116,337 4,786,845 177,823 1,158,337 4,828,845
31 44 - - - 143,479 1,272,094 5,743,656 185,479 1,314,094 5,785,656
32 45 - - - 151,579 1,449,640 6,891,811 193,579 1,491,640 6,933,811
33 46 - - - 160,148 1,652,025 8,269,579 202,148 1,694,025 8,311,579
34 47 - - - 169,212 1,882,723 9,922,878 211,212 1,924,723 9,964,878
35 48 - - - 178,800 2,145,696 11,906,814 220,800 2,187,696 11,948,814
40 53 - - - 235,658 4,126,824 29,622,619 277,658 4,168,824 29,664,619
45 58 - - - 310,724 7,940,043 73,703,714 352,724 7,982,043 73,745,714
50 63 - - - 409,574 15,280,071 183,389,238 451,574 15,322,071 183,431,238
55 68 - - - 539,347 29,409,545 456,318,253 581,347 29,451,545 456,360,253
60 73 - - - 709,178 56,609,850 1,135,447,342 751,178 56,651,850 1,135,489,342
61 74 - - - 748,985 64,532,278 1,362,533,704 790,985 64,574,278 1,362,575,704

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 15 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 16 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 17 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 18 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 19 8,400 - - 36,732 45,071 52,347 78,732 87,071 94,347
6 20 - - - 38,555 50,970 62,384 80,555 92,970 104,384
7 21 - - - 40,485 57,694 74,428 82,485 99,694 116,428
8 22 - - - 42,530 65,358 88,878 84,530 107,358 130,878
9 23 - - - 44,696 74,094 106,218 86,696 116,094 148,218
10 24 - - - 46,992 84,052 127,025 88,992 126,052 169,025
11 25 - - - 49,425 95,404 151,992 91,425 137,404 193,992
12 26 - - - 52,003 108,344 181,952 94,003 150,344 223,952
13 27 - - - 54,734 123,094 217,902 96,734 165,094 259,902
14 28 - - - 57,628 139,907 261,041 99,628 181,907 303,041
15 29 - - - 60,694 159,073 312,805 102,694 201,073 354,805
16 30 - - - 63,942 180,920 374,921 105,942 222,920 416,921
17 31 - - - 67,382 205,823 449,457 109,382 247,823 491,457
18 32 - - - 71,027 234,210 538,897 113,027 276,210 580,897
19 33 - - - 74,888 266,568 646,223 116,888 308,568 688,223
20 34 - - - 78,978 303,454 775,011 120,978 345,454 817,011
21 35 - - - 83,309 345,499 929,552 125,309 387,499 971,552
22 36 - - - 87,896 393,426 1,114,996 129,896 435,426 1,156,996
23 37 - - - 92,752 448,057 1,337,523 134,752 490,057 1,379,523
24 38 - - - 97,892 510,327 1,604,546 139,892 552,327 1,646,546
25 39 - - - 103,331 581,307 1,924,964 145,331 623,307 1,966,964
26 40 - - - 109,088 662,212 2,309,455 151,088 704,212 2,351,455
27 41 - - - 115,178 754,433 2,770,831 157,178 796,433 2,812,831
28 42 - - - 121,622 859,552 3,324,470 163,622 901,552 3,366,470
29 43 - - - 128,441 979,374 3,988,821 170,441 1,021,374 4,030,821
30 44 - - - 135,654 1,115,956 4,786,027 177,654 1,157,956 4,828,027
31 45 - - - 143,284 1,271,643 5,742,657 185,284 1,313,643 5,784,657
32 46 - - - 151,356 1,449,108 6,890,593 193,356 1,491,108 6,932,593
33 47 - - - 159,893 1,651,397 8,268,095 201,893 1,693,397 8,310,095
34 48 - - - 168,921 1,881,985 9,921,074 210,921 1,923,985 9,963,074
35 49 - - - 178,467 2,144,830 11,904,623 220,467 2,186,830 11,946,623
40 54 - - - 235,043 4,124,943 29,616,917 277,043 4,166,943 29,658,917
45 59 - - - 309,635 7,936,090 73,689,137 351,635 7,978,090 73,731,137
50 64 - - - 407,701 15,271,943 183,352,358 449,701 15,313,943 183,394,358
55 69 - - - 536,182 29,393,076 456,225,521 578,182 29,435,076 456,267,521
60 74 - - - 704,043 56,577,012 1,135,215,263 746,043 56,619,012 1,135,257,263

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 16 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 17 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 18 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 19 8,400 - - 27,032 31,915 36,002 69,032 73,915 78,002
5 20 8,400 - - 36,731 45,070 52,346 78,731 87,070 94,346
6 21 - - - 38,552 50,968 62,382 80,552 92,968 104,382
7 22 - - - 40,481 57,690 74,423 82,481 99,690 116,423
8 23 - - - 42,525 65,353 88,872 84,525 107,353 130,872
9 24 - - - 44,690 74,087 106,209 86,690 116,087 148,209
10 25 - - - 46,985 84,043 127,013 88,985 126,043 169,013
11 26 - - - 49,416 95,392 151,977 91,416 137,392 193,977
12 27 - - - 51,993 108,329 181,932 93,993 150,329 223,932
13 28 - - - 54,722 123,076 217,877 96,722 165,076 259,877
14 29 - - - 57,613 139,885 261,009 99,613 181,885 303,009
15 30 - - - 60,677 159,045 312,765 102,677 201,045 354,765
16 31 - - - 63,921 180,886 374,870 105,921 222,886 416,870
17 32 - - - 67,359 205,782 449,394 109,359 247,782 491,394
18 33 - - - 70,999 234,160 538,819 112,999 276,160 580,819
19 34 - - - 74,856 266,509 646,126 116,856 308,509 688,126
20 35 - - - 78,940 303,382 774,890 120,940 345,382 816,890
21 36 - - - 83,264 345,412 929,401 125,264 387,412 971,401
22 37 - - - 87,842 393,321 1,114,809 129,842 435,321 1,156,809
23 38 - - - 92,688 447,928 1,337,289 134,688 489,928 1,379,289
24 39 - - - 97,815 510,172 1,604,256 139,815 552,172 1,646,256
25 40 - - - 103,241 581,119 1,924,605 145,241 623,119 1,966,605
26 41 - - - 108,980 661,987 2,309,012 150,980 703,987 2,351,012
27 42 - - - 115,052 754,163 2,770,286 157,052 796,163 2,812,286
28 43 - - - 121,476 859,231 3,323,801 163,476 901,231 3,365,801
29 44 - - - 128,272 978,993 3,988,003 170,272 1,020,993 4,030,003
30 45 - - - 135,459 1,115,505 4,785,028 177,459 1,157,505 4,827,028
31 46 - - - 143,062 1,271,110 5,741,438 185,062 1,313,110 5,783,438
32 47 - - - 151,101 1,448,480 6,889,110 193,101 1,490,480 6,931,110
33 48 - - - 159,601 1,650,659 8,266,291 201,601 1,692,659 8,308,291
34 49 - - - 168,589 1,881,118 9,918,883 210,589 1,923,118 9,960,883
35 50 - - - 178,090 2,143,814 11,901,964 220,090 2,185,814 11,943,964
40 55 - - - 234,351 4,122,757 29,610,030 276,351 4,164,757 29,652,030
45 60 - - - 308,418 7,931,517 73,671,574 350,418 7,973,517 73,713,574
50 65 - - - 405,618 15,262,574 183,307,992 447,618 15,304,574 183,349,992
55 70 - - - 532,678 29,374,142 456,114,076 574,678 29,416,142 456,156,076
59 74 - - - 661,644 49,598,709 945,783,229 703,644 49,640,709 945,825,229

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 17 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 18 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 19 8,400 - - 17,881 20,375 22,381 59,881 62,375 64,381
4 20 8,400 - - 27,031 31,914 36,001 69,031 73,914 78,001
5 21 8,400 - - 36,729 45,067 52,343 78,729 87,067 94,343
6 22 - - - 38,549 50,964 62,377 80,549 92,964 104,377
7 23 - - - 40,476 57,684 74,416 82,476 99,684 116,416
8 24 - - - 42,519 65,345 88,863 84,519 107,345 130,863
9 25 - - - 44,683 74,078 106,198 86,683 116,078 148,198
10 26 - - - 46,977 84,031 126,998 88,977 126,031 168,998
11 27 - - - 49,406 95,378 151,958 91,406 137,378 193,958
12 28 - - - 51,981 108,311 181,908 93,981 150,311 223,908
13 29 - - - 54,708 123,053 217,846 96,708 165,053 259,846
14 30 - - - 57,596 139,857 260,969 99,596 181,857 302,969
15 31 - - - 60,656 159,011 312,715 102,656 201,011 354,715
16 32 - - - 63,898 180,845 374,807 105,898 222,845 416,807
17 33 - - - 67,331 205,732 449,315 109,331 247,732 491,315
18 34 - - - 70,967 234,101 538,721 112,967 276,101 580,721
19 35 - - - 74,818 266,437 646,004 116,818 308,437 688,004
20 36 - - - 78,895 303,295 774,739 120,895 345,295 816,739
21 37 - - - 83,211 345,307 929,214 125,211 387,307 971,214
22 38 - - - 87,778 393,193 1,114,575 129,778 435,193 1,156,575
23 39 - - - 92,611 447,773 1,337,000 134,611 489,773 1,379,000
24 40 - - - 97,724 509,985 1,603,897 139,724 551,985 1,645,897
25 41 - - - 103,133 580,894 1,924,162 145,133 622,894 1,966,162
26 42 - - - 108,854 661,717 2,308,467 150,854 703,717 2,350,467
27 43 - - - 114,907 753,842 2,769,618 156,907 795,842 2,811,618
28 44 - - - 121,308 858,849 3,322,983 163,308 900,849 3,364,983
29 45 - - - 128,077 978,541 3,987,003 170,077 1,020,541 4,029,003
30 46 - - - 135,237 1,114,972 4,783,809 177,237 1,156,972 4,825,809
31 47 - - - 142,806 1,270,483 5,739,955 184,806 1,312,483 5,781,955
32 48 - - - 150,809 1,447,742 6,887,306 192,809 1,489,742 6,929,306
33 49 - - - 159,269 1,649,793 8,264,100 201,269 1,691,793 8,306,100
34 50 - - - 168,211 1,880,103 9,916,225 210,211 1,922,103 9,958,225
35 51 - - - 177,661 2,142,627 11,898,743 219,661 2,184,627 11,940,743
40 56 - - - 233,575 4,120,217 29,601,717 275,575 4,162,217 29,643,717
45 61 - - - 307,060 7,926,231 73,650,422 349,060 7,968,231 73,692,422
50 66 - - - 403,305 15,251,778 183,254,632 445,305 15,293,778 183,296,632
55 71 - - - 528,809 29,352,390 455,980,164 570,809 29,394,390 456,022,164
58 74 - - - 621,646 43,477,390 787,923,201 663,646 43,519,390 787,965,201

Tahun Usia
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Tahapan
Rendah
(6%)
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(6%)
Sedang
(14%)
Tinggi
(20%)
1 18 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 19 8,400 - - 9,668 10,672 11,450 51,668 52,672 53,450
3 20 8,400 - - 17,880 20,374 22,379 59,880 62,374 64,379
4 21 8,400 - - 27,029 31,912 35,998 69,029 73,912 77,998
5 22 8,400 - - 36,725 45,063 52,339 78,725 87,063 94,339
6 23 - - - 38,544 50,958 62,370 80,544 92,958 104,370
7 24 - - - 40,470 57,677 74,407 82,470 99,677 116,407
8 25 - - - 42,512 65,336 88,851 84,512 107,336 130,851
9 26 - - - 44,675 74,066 106,182 86,675 116,066 148,182
10 27 - - - 46,967 84,017 126,979 88,967 126,017 168,979
11 28 - - - 49,394 95,360 151,933 91,394 137,360 193,933
12 29 - - - 51,966 108,288 181,876 93,966 150,288 223,876
13 30 - - - 54,691 123,026 217,806 96,691 165,026 259,806
14 31 - - - 57,576 139,823 260,919 99,576 181,823 302,919
15 32 - - - 60,633 158,971 312,652 102,633 200,971 354,652
16 33 - - - 63,870 180,795 374,729 105,870 222,795 416,729
17 34 - - - 67,298 205,673 449,218 109,298 247,673 491,218
18 35 - - - 70,929 234,029 538,600 112,929 276,029 580,600
19 36 - - - 74,773 266,350 645,854 116,773 308,350 687,854
20 37 - - - 78,841 303,190 774,552 120,841 345,190 816,552
21 38 - - - 83,147 345,179 928,981 125,147 387,179 970,981
22 39 - - - 87,702 393,038 1,114,286 129,702 435,038 1,156,286
23 40 - - - 92,520 447,586 1,336,641 134,520 489,586 1,378,641
24 41 - - - 97,617 509,759 1,603,454 139,617 551,759 1,645,454
25 42 - - - 103,007 580,624 1,923,617 145,007 622,624 1,965,617
26 43 - - - 108,708 661,396 2,307,798 150,708 703,396 2,349,798
27 44 - - - 114,738 753,461 2,768,799 156,738 795,461 2,810,799
28 45 - - - 121,113 858,398 3,321,983 163,113 900,398 3,363,983
29 46 - - - 127,855 978,009 3,985,785 169,855 1,020,009 4,027,785
30 47 - - - 134,981 1,114,344 4,782,326 176,981 1,156,344 4,824,326
31 48 - - - 142,515 1,269,744 5,738,151 184,515 1,311,744 5,780,151
32 49 - - - 150,477 1,446,876 6,885,115 192,477 1,488,876 6,927,115
33 50 - - - 158,891 1,648,777 8,261,442 200,891 1,690,777 8,303,442
34 51 - - - 167,782 1,878,915 9,913,003 209,782 1,920,915 9,955,003
35 52 - - - 177,176 2,141,240 11,894,842 219,176 2,183,240 11,936,842
40 57 - - - 232,705 4,117,272 29,591,687 274,705 4,159,272 29,633,687
45 62 - - - 305,547 7,920,126 73,624,955 347,547 7,962,126 73,666,955
50 67 - - - 400,735 15,239,344 183,190,468 442,735 15,281,344 183,232,468
55 72 - - - 524,547 29,327,421 455,819,290 566,547 29,369,421 455,861,290
57 74 - - - 583,911 38,107,812 656,373,178 625,911 38,149,812 656,415,178

Tahun Usia
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Tahapan
Rendah
(6%)
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(14%)
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(20%)
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(6%)
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(14%)
Tinggi
(20%)
1 19 8,400 - - 3,180 3,420 3,600 45,180 45,420 45,600
2 20 8,400 - - 9,668 10,671 11,449 51,668 52,671 53,449
3 21 8,400 - - 17,878 20,371 22,377 59,878 62,371 64,377
4 22 8,400 - - 27,025 31,907 35,993 69,025 73,907 77,993
5 23 8,400 - - 36,721 45,057 52,332 78,721 87,057 94,332
6 24 - - - 38,538 50,950 62,361 80,538 92,950 104,361
7 25 - - - 40,463 57,667 74,396 82,463 99,667 116,396
8 26 - - - 42,503 65,324 88,836 84,503 107,324 130,836
9 27 - - - 44,665 74,051 106,163 86,665 116,051 148,163
10 28 - - - 46,955 83,999 126,954 88,955 125,999 168,954
11 29 - - - 49,380 95,337 151,901 91,380 137,337 193,901
12 30 - - - 51,949 108,261 181,836 93,949 150,261 223,836
13 31 - - - 54,670 122,992 217,755 96,670 164,992 259,755
14 32 - - - 57,552 139,782 260,856 99,552 181,782 302,856
15 33 - - - 60,605 158,921 312,573 102,605 200,921 354,573
16 34 - - - 63,837 180,736 374,631 105,837 222,736 416,631
17 35 - - - 67,260 205,601 449,096 109,260 247,601 491,096
18 36 - - - 70,884 233,942 538,449 112,884 275,942 580,449
19 37 - - - 74,719 266,245 645,666 116,719 308,245 687,666
20 38 - - - 78,777 303,062 774,318 120,777 345,062 816,318
21 39 - - - 83,070 345,024 928,691 125,070 387,024 970,691
22 40 - - - 87,611 392,850 1,113,927 129,611 434,850 1,155,927
23 41 - - - 92,413 447,361 1,336,198 134,413 489,361 1,378,198
24 42 - - - 97,491 509,489 1,602,909 139,491 551,489 1,644,909
25 43 - - - 102,861 580,302 1,922,948 144,861 622,302 1,964,948
26 44 - - - 108,540 661,014 2,306,980 150,540 703,014 2,348,980
27 45 - - - 114,543 753,009 2,767,800 156,543 795,009 2,809,800
28 46 - - - 120,891 857,866 3,320,765 162,891 899,866 3,362,765
29 47 - - - 127,599 977,381 3,984,302 169,599 1,019,381 4,026,302
30 48 - - - 134,690 1,113,606 4,780,522 176,690 1,155,606 4,822,522
31 49 - - - 142,183 1,268,878 5,735,960 184,183 1,310,878 5,777,960
32 50 - - - 150,099 1,445,860 6,882,456 192,099 1,487,860 6,924,456
33 51 - - - 158,462 1,647,590 8,258,220 200,462 1,689,590 8,300,220
34 52 - - - 167,297 1,877,529 9,909,103 209,297 1,919,529 9,951,103
35 53 - - - 176,630 2,139,624 11,890,124 218,630 2,181,624 11,932,124
40 58 - - - 231,730 4,113,858 29,579,593 273,730 4,155,858 29,621,593
45 63 - - - 303,862 7,913,079 73,594,305 345,862 7,955,079 73,636,305
50 68 - - - 397,881 15,225,030 183,113,324 439,881 15,267,030 183,155,324
55 73 - - - 519,865 29,298,779 455,626,054 561,865 29,340,779 455,668,054
56 74 - - - 548,313 33,397,656 546,748,158 590,313 33,439,656 546,790,158

Tahun Usia
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Pokok
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Tahapan
Rendah
(6%)
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(14%)
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(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 20 8,400 - - 3,179 3,419 3,599 45,179 45,419 45,599
2 21 8,400 - - 9,665 10,668 11,446 51,665 52,668 53,446
3 22 8,400 - - 17,874 20,367 22,372 59,874 62,367 64,372
4 23 8,400 - - 27,021 31,901 35,986 69,021 73,901 77,986
5 24 8,400 - - 36,714 45,050 52,323 78,714 87,050 94,323
6 25 - - - 38,531 50,941 62,350 80,531 92,941 104,350
7 26 - - - 40,455 57,655 74,381 82,455 99,655 116,381
8 27 - - - 42,493 65,309 88,817 84,493 107,309 130,817
9 28 - - - 44,653 74,033 106,138 86,653 116,033 148,138
10 29 - - - 46,940 83,976 126,923 88,940 125,976 168,923
11 30 - - - 49,363 95,309 151,862 91,363 137,309 193,862
12 31 - - - 51,929 108,227 181,786 93,929 150,227 223,786
13 32 - - - 54,646 122,951 217,692 96,646 164,951 259,692
14 33 - - - 57,524 139,733 260,777 99,524 181,733 302,777
15 34 - - - 60,572 158,862 312,476 102,572 200,862 354,476
16 35 - - - 63,799 180,664 374,510 105,799 222,664 416,510
17 36 - - - 67,215 205,514 448,945 109,215 247,514 490,945
18 37 - - - 70,831 233,837 538,262 112,831 275,837 580,262
19 38 - - - 74,655 266,117 645,433 116,655 308,117 687,433
20 39 - - - 78,701 302,907 774,028 120,701 344,907 816,028
21 40 - - - 82,979 344,837 928,332 124,979 386,837 970,332
22 41 - - - 87,503 392,625 1,113,484 129,503 434,625 1,155,484
23 42 - - - 92,287 447,091 1,335,652 134,287 489,091 1,377,652
24 43 - - - 97,345 509,168 1,602,240 139,345 551,168 1,644,240
25 44 - - - 102,692 579,921 1,922,130 144,692 621,921 1,964,130
26 45 - - - 108,345 660,563 2,305,980 150,345 702,563 2,347,980
27 46 - - - 114,321 752,477 2,766,582 156,321 794,477 2,808,582
28 47 - - - 120,635 857,238 3,319,282 162,635 899,238 3,361,282
29 48 - - - 127,308 976,643 3,982,498 169,308 1,018,643 4,024,498
30 49 - - - 134,358 1,112,740 4,778,331 176,358 1,154,740 4,820,331
31 50 - - - 141,805 1,267,863 5,733,302 183,805 1,309,863 5,775,302
32 51 - - - 149,670 1,444,673 6,879,235 191,670 1,486,673 6,921,235
33 52 - - - 157,978 1,646,203 8,254,320 199,978 1,688,203 8,296,320
34 53 - - - 166,751 1,875,913 9,904,385 208,751 1,917,913 9,946,385
35 54 - - - 176,014 2,137,743 11,884,422 218,014 2,179,743 11,926,422
40 59 - - - 230,641 4,109,905 29,565,016 272,641 4,151,905 29,607,016
45 64 - - - 301,989 7,904,951 73,557,424 343,989 7,946,951 73,599,424
50 69 - - - 394,716 15,208,562 183,020,593 436,716 15,250,562 183,062,593
55 74 - - - 514,729 29,265,941 455,393,975 556,729 29,307,941 455,435,975

Tahun Usia
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Tahapan
Rendah
(6%)
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(14%)
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(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 21 8,400 - - 3,178 3,418 3,598 45,178 45,418 45,598
2 22 8,400 - - 9,662 10,665 11,443 51,662 52,665 53,443
3 23 8,400 - - 17,871 20,363 22,367 59,871 62,363 64,367
4 24 8,400 - - 27,016 31,895 35,979 69,016 73,895 77,979
5 25 8,400 - - 36,709 45,042 52,314 78,709 87,042 94,314
6 26 - - - 38,523 50,931 62,337 80,523 92,931 104,337
7 27 - - - 40,446 57,643 74,365 82,446 99,643 116,365
8 28 - - - 42,483 65,294 88,796 84,483 107,294 130,796
9 29 - - - 44,640 74,014 106,112 86,640 116,014 148,112
10 30 - - - 46,925 83,952 126,889 88,925 125,952 168,889
11 31 - - - 49,344 95,280 151,819 91,344 137,280 193,819
12 32 - - - 51,907 108,191 181,732 93,907 150,191 223,732
13 33 - - - 54,620 122,907 217,624 96,620 164,907 259,624
14 34 - - - 57,494 139,680 260,693 99,494 181,680 302,693
15 35 - - - 60,536 158,797 312,370 102,536 200,797 354,370
16 36 - - - 63,757 180,585 374,378 105,757 222,585 416,378
17 37 - - - 67,164 205,418 448,780 109,164 247,418 490,780
18 38 - - - 70,769 233,719 538,055 112,769 275,719 580,055
19 39 - - - 74,581 265,973 645,175 116,581 307,973 687,175
20 40 - - - 78,613 302,733 773,708 120,613 344,733 815,708
21 41 - - - 82,875 344,626 927,935 124,875 386,626 969,935
22 42 - - - 87,381 392,372 1,112,994 129,381 434,372 1,154,994
23 43 - - - 92,144 446,789 1,335,050 134,144 488,789 1,377,050
24 44 - - - 97,180 508,809 1,601,502 139,180 550,809 1,643,502
25 45 - - - 102,502 579,495 1,921,227 144,502 621,495 1,963,227
26 46 - - - 108,127 660,059 2,304,877 150,127 702,059 2,346,877
27 47 - - - 114,070 751,882 2,765,237 156,070 793,882 2,807,237
28 48 - - - 120,348 856,537 3,317,644 162,348 898,537 3,359,644
29 49 - - - 126,981 975,819 3,980,506 168,981 1,017,819 4,022,506
30 50 - - - 133,985 1,111,773 4,775,912 175,985 1,153,773 4,817,912
31 51 - - - 141,381 1,266,731 5,730,367 183,381 1,308,731 5,772,367
32 52 - - - 149,192 1,443,349 6,875,679 191,192 1,485,349 6,917,679
33 53 - - - 157,437 1,644,659 8,250,015 199,437 1,686,659 8,292,015
34 54 - - - 166,142 1,874,114 9,899,179 208,142 1,916,114 9,941,179
35 55 - - - 175,329 2,135,650 11,878,131 217,329 2,177,650 11,920,131
40 60 - - - 229,433 4,105,513 29,548,934 271,433 4,147,513 29,590,934
45 65 - - - 299,919 7,895,929 73,516,745 341,919 7,937,929 73,558,745
50 70 - - - 391,228 15,190,298 182,918,320 433,228 15,232,298 182,960,320
54 74 - - - 483,067 25,642,761 379,284,511 525,067 25,684,761 379,326,511

Tahun Usia
Premi
Pokok
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Tahapan
Rendah
(6%)
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(14%)
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(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 22 8,400 - - 3,177 3,417 3,596 45,177 45,417 45,596
2 23 8,400 - - 9,660 10,663 11,440 51,660 52,663 53,440
3 24 8,400 - - 17,867 20,359 22,363 59,867 62,359 64,363
4 25 8,400 - - 27,012 31,890 35,974 69,012 73,890 77,974
5 26 8,400 - - 36,703 45,035 52,305 78,703 87,035 94,305
6 27 - - - 38,517 50,922 62,326 80,517 92,922 104,326
7 28 - - - 40,438 57,632 74,350 82,438 99,632 116,350
8 29 - - - 42,472 65,279 88,776 84,472 107,279 130,776
9 30 - - - 44,627 73,994 106,086 86,627 115,994 148,086
10 31 - - - 46,908 83,928 126,855 88,908 125,928 168,855
11 32 - - - 49,325 95,249 151,776 91,325 137,249 193,776
12 33 - - - 51,883 108,153 181,677 93,883 150,153 223,677
13 34 - - - 54,593 122,861 217,556 96,593 164,861 259,556
14 35 - - - 57,461 139,623 260,606 99,461 181,623 302,606
15 36 - - - 60,497 158,728 312,261 102,497 200,728 354,261
16 37 - - - 63,709 180,500 374,241 105,709 222,500 416,241
17 38 - - - 67,106 205,313 448,607 109,106 247,313 490,607
18 39 - - - 70,699 233,591 537,838 112,699 275,591 579,838
19 40 - - - 74,497 265,816 644,903 116,497 307,816 686,903
20 41 - - - 78,513 302,542 773,369 120,513 344,542 815,369
21 42 - - - 82,757 344,396 927,515 124,757 386,396 969,515
22 43 - - - 87,243 392,096 1,112,476 129,243 434,096 1,154,476
23 44 - - - 91,984 446,459 1,334,412 133,984 488,459 1,376,412
24 45 - - - 96,995 508,416 1,600,719 138,995 550,416 1,642,719
25 46 - - - 102,289 579,029 1,920,268 144,289 621,029 1,962,268
26 47 - - - 107,882 659,508 2,303,705 149,882 701,508 2,345,705
27 48 - - - 113,789 751,231 2,763,806 155,789 793,231 2,805,806
28 49 - - - 120,028 855,770 3,315,901 162,028 897,770 3,357,901
29 50 - - - 126,615 974,917 3,978,386 168,615 1,016,917 4,020,386
30 51 - - - 133,569 1,110,714 4,773,336 175,569 1,152,714 4,815,336
31 52 - - - 140,911 1,265,491 5,727,242 182,911 1,307,491 5,769,242
32 53 - - - 148,660 1,441,901 6,871,891 190,660 1,483,901 6,913,891
33 54 - - - 156,837 1,642,969 8,245,430 198,837 1,684,969 8,287,430
34 55 - - - 165,467 1,872,145 9,893,631 207,467 1,914,145 9,935,631
35 56 - - - 174,570 2,133,359 11,871,425 216,570 2,175,359 11,913,425
40 61 - - - 228,099 4,100,705 29,531,782 270,099 4,142,705 29,573,782
45 66 - - - 297,637 7,886,053 73,473,339 339,637 7,928,053 73,515,339
50 71 - - - 387,401 15,170,317 182,809,177 429,401 15,212,317 182,851,177
53 74 - - - 453,227 22,466,024 315,883,735 495,227 22,508,024 315,925,735

Tahun Usia
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Tahapan
Rendah
(6%)
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(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 23 8,400 - - 3,176 3,416 3,595 45,176 45,416 45,595
2 24 8,400 - - 9,658 10,661 11,437 51,658 52,661 53,437
3 25 8,400 - - 17,865 20,356 22,359 59,865 62,356 64,359
4 26 8,400 - - 27,008 31,886 35,968 69,008 73,886 77,968
5 27 8,400 - - 36,698 45,029 52,298 78,698 87,029 94,298
6 28 - - - 38,510 50,913 62,316 80,510 92,913 104,316
7 29 - - - 40,429 57,620 74,336 82,429 99,620 116,336
8 30 - - - 42,461 65,263 88,757 84,461 107,263 130,757
9 31 - - - 44,613 73,974 106,060 86,613 115,974 148,060
10 32 - - - 46,891 83,903 126,822 88,891 125,903 168,822
11 33 - - - 49,304 95,218 151,733 91,304 137,218 193,733
12 34 - - - 51,859 108,115 181,623 93,859 150,115 223,623
13 35 - - - 54,563 122,813 217,486 96,563 164,813 259,486
14 36 - - - 57,425 139,564 260,517 99,425 181,564 302,517
15 37 - - - 60,452 158,653 312,147 102,452 200,653 354,147
16 38 - - - 63,654 180,408 374,095 105,654 222,408 416,095
17 39 - - - 67,040 205,198 448,424 109,040 247,198 490,424
18 40 - - - 70,619 233,449 537,606 112,619 275,449 579,606
19 41 - - - 74,401 265,643 644,613 116,401 307,643 686,613
20 42 - - - 78,399 302,331 773,007 120,399 344,331 815,007
21 43 - - - 82,623 344,142 927,066 124,623 386,142 969,066
22 44 - - - 87,087 391,792 1,111,921 129,087 433,792 1,153,921
23 45 - - - 91,804 446,095 1,333,730 133,804 488,095 1,375,730
24 46 - - - 96,787 507,984 1,599,881 138,787 549,984 1,641,881
25 47 - - - 102,050 578,516 1,919,241 144,050 620,516 1,961,241
26 48 - - - 107,607 658,900 2,302,448 149,607 700,900 2,344,448
27 49 - - - 113,475 750,513 2,762,272 155,475 792,513 2,804,272
28 50 - - - 119,669 854,924 3,314,031 161,669 896,924 3,356,031
29 51 - - - 126,207 973,922 3,976,109 168,207 1,015,922 4,018,109
30 52 - - - 133,106 1,109,548 4,770,570 175,106 1,151,548 4,812,570
31 53 - - - 140,387 1,264,126 5,723,885 182,387 1,306,126 5,765,885
32 54 - - - 148,068 1,440,305 6,867,822 190,068 1,482,305 6,909,822
33 55 - - - 156,171 1,641,108 8,240,502 198,171 1,683,108 8,282,502
34 56 - - - 164,717 1,869,977 9,887,670 206,717 1,911,977 9,929,670
35 57 - - - 173,729 2,130,837 11,864,218 215,729 2,172,837 11,906,218
40 62 - - - 226,624 4,095,415 29,513,338 268,624 4,137,415 29,555,338
45 67 - - - 295,118 7,875,190 73,426,649 337,118 7,917,190 73,468,649
50 72 - - - 383,208 15,148,371 182,691,783 425,208 15,190,371 182,733,783
52 74 - - - 425,103 19,680,719 263,069,569 467,103 19,722,719 263,111,569

Tahun Usia
Premi
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Tahapan
Rendah
(6%)
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(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 25 8,400 - - 3,175 3,414 3,594 45,175 45,414 45,594
2 26 8,400 - - 9,655 10,657 11,434 51,655 52,657 53,434
3 27 8,400 - - 17,859 20,349 22,352 59,859 62,349 64,352
4 28 8,400 - - 27,000 31,876 35,957 69,000 73,876 77,957
5 29 8,400 - - 36,686 45,014 52,281 78,686 87,014 94,281
6 30 - - - 38,494 50,893 62,292 80,494 92,893 104,292
7 31 - - - 40,408 57,592 74,302 82,408 99,592 116,302
8 32 - - - 42,434 65,227 88,712 84,434 107,227 130,712
9 33 - - - 44,579 73,928 106,001 86,579 115,928 148,001
10 34 - - - 46,851 83,844 126,744 88,851 125,844 168,744
11 35 - - - 49,254 95,144 151,632 91,254 137,144 193,632
12 36 - - - 51,798 108,021 181,492 93,798 150,021 223,492
13 37 - - - 54,488 122,695 217,317 96,488 164,695 259,317
14 38 - - - 57,332 139,415 260,299 99,332 181,415 302,299
15 39 - - - 60,338 158,467 311,868 102,338 200,467 353,868
16 40 - - - 63,515 180,175 373,740 105,515 222,175 415,740
17 41 - - - 66,871 204,911 447,973 108,871 246,911 489,973
18 42 - - - 70,417 233,097 537,039 112,417 275,097 579,039
19 43 - - - 74,162 265,215 643,905 116,162 307,215 685,905
20 44 - - - 78,119 301,814 772,127 120,119 343,814 814,127
21 45 - - - 82,297 343,522 925,977 124,297 385,522 967,977
22 46 - - - 86,710 391,050 1,110,578 128,710 433,050 1,152,578
23 47 - - - 91,368 445,211 1,332,077 133,368 487,211 1,374,077
24 48 - - - 96,284 506,932 1,597,852 138,284 548,932 1,639,852
25 49 - - - 101,473 577,270 1,916,757 143,473 619,270 1,958,757
26 50 - - - 106,947 657,427 2,299,412 148,947 699,427 2,341,412
27 51 - - - 112,721 748,775 2,758,568 154,721 790,775 2,800,568
28 52 - - - 118,811 852,880 3,309,519 160,811 894,880 3,351,519
29 53 - - - 125,234 971,525 3,970,624 167,234 1,013,525 4,012,624
30 54 - - - 132,007 1,106,741 4,763,910 174,007 1,148,741 4,805,910
31 55 - - - 139,146 1,260,844 5,715,807 181,146 1,302,844 5,757,807
32 56 - - - 146,671 1,436,476 6,858,036 188,671 1,478,476 6,900,036
33 57 - - - 154,600 1,636,646 8,228,657 196,600 1,678,646 8,270,657
34 58 - - - 162,952 1,864,783 9,873,343 204,952 1,906,783 9,915,343
35 59 - - - 171,749 2,124,799 11,846,902 213,749 2,166,799 11,888,902
40 64 - - - 223,179 4,082,798 29,469,087 265,179 4,124,798 29,511,087
45 69 - - - 289,250 7,849,332 73,314,702 331,250 7,891,332 73,356,702
50 74 - - - 373,592 15,096,373 182,410,614 415,592 15,138,373 182,452,614

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(6%)
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(14%)
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(20%)
1 26 8,400 - - 3,173 3,413 3,592 45,173 45,413 45,592
2 27 8,400 - - 9,653 10,654 11,431 51,653 52,654 53,431
3 28 8,400 - - 17,856 20,345 22,347 59,856 62,345 64,347
4 29 8,400 - - 26,994 31,869 35,949 68,994 73,869 77,949
5 30 8,400 - - 36,679 45,005 52,270 78,679 87,005 94,270
6 31 - - - 38,483 50,880 62,275 80,483 92,880 104,275
7 32 - - - 40,394 57,575 74,280 82,394 99,575 116,280
8 33 - - - 42,417 65,204 88,682 84,417 107,204 130,682
9 34 - - - 44,559 73,899 105,962 86,559 115,899 147,962
10 35 - - - 46,825 83,806 126,693 88,825 125,806 168,693
11 36 - - - 49,222 95,096 151,566 91,222 137,096 193,566
12 37 - - - 51,758 107,961 181,406 93,758 149,961 223,406
13 38 - - - 54,438 122,618 217,206 96,438 164,618 259,206
14 39 - - - 57,271 139,318 260,156 99,271 181,318 302,156
15 40 - - - 60,264 158,345 311,685 102,264 200,345 353,685
16 41 - - - 63,425 180,025 373,508 105,425 222,025 415,508
17 42 - - - 66,764 204,726 447,681 108,764 246,726 489,681
18 43 - - - 70,290 232,873 536,675 112,290 274,873 578,675
19 44 - - - 74,014 264,944 643,451 116,014 306,944 685,451
20 45 - - - 77,947 301,490 771,566 119,947 343,490 813,566
21 46 - - - 82,098 343,133 925,284 124,098 385,133 967,284
22 47 - - - 86,479 390,586 1,109,725 128,479 432,586 1,151,725
23 48 - - - 91,103 444,660 1,331,030 133,103 486,660 1,373,030
24 49 - - - 95,980 506,280 1,596,569 137,980 548,280 1,638,569
25 50 - - - 101,124 576,498 1,915,188 143,124 618,498 1,957,188
26 51 - - - 106,549 656,517 2,297,498 148,549 698,517 2,339,498
27 52 - - - 112,269 747,706 2,756,236 154,269 789,706 2,798,236
28 53 - - - 118,300 851,626 3,306,684 160,300 893,626 3,348,684
29 54 - - - 124,656 970,055 3,967,182 166,656 1,012,055 4,009,182
30 55 - - - 131,354 1,105,023 4,759,734 173,354 1,147,023 4,801,734
31 56 - - - 138,412 1,258,840 5,710,748 180,412 1,300,840 5,752,748
32 57 - - - 145,845 1,434,141 6,851,911 187,845 1,476,141 6,893,911
33 58 - - - 153,672 1,633,927 8,221,248 195,672 1,675,927 8,263,248
34 59 - - - 161,912 1,861,623 9,864,388 203,912 1,903,623 9,906,388
35 60 - - - 170,585 2,121,130 11,836,085 212,585 2,163,130 11,878,085
40 65 - - - 221,167 4,075,168 29,441,508 263,167 4,117,168 29,483,508
45 70 - - - 285,840 7,833,749 73,245,027 327,840 7,875,749 73,287,027
49 74 - - - 350,017 13,217,843 151,865,971 392,017 13,259,843 151,907,971

Tahun Usia
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(6%)
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(14%)
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(20%)
1 27 8,400 - - 3,172 3,412 3,591 45,172 45,412 45,591
2 28 8,400 - - 9,651 10,652 11,428 51,651 52,652 53,428
3 29 8,400 - - 17,851 20,340 22,342 59,851 62,340 64,342
4 30 8,400 - - 26,988 31,862 35,941 68,988 73,862 77,941
5 31 8,400 - - 36,670 44,994 52,257 78,670 86,994 94,257
6 32 - - - 38,472 50,865 62,258 80,472 92,865 104,258
7 33 - - - 40,379 57,555 74,256 82,379 99,555 116,256
8 34 - - - 42,399 65,179 88,650 84,399 107,179 130,650
9 35 - - - 44,535 73,866 105,919 86,535 115,866 147,919
10 36 - - - 46,795 83,764 126,637 88,795 125,764 168,637
11 37 - - - 49,185 95,042 151,491 91,185 137,042 193,491
12 38 - - - 51,711 107,890 181,308 93,711 149,890 223,308
13 39 - - - 54,380 122,528 217,079 96,380 164,528 259,079
14 40 - - - 57,199 139,205 259,993 99,199 181,205 301,993
15 41 - - - 60,177 158,205 311,477 102,177 200,205 353,477
16 42 - - - 63,321 179,852 373,244 105,321 221,852 415,244
17 43 - - - 66,641 204,516 447,350 108,641 246,516 489,350
18 44 - - - 70,146 232,618 536,262 112,146 274,618 578,262
19 45 - - - 73,846 264,637 642,938 115,846 306,637 684,938
20 46 - - - 77,751 301,121 770,931 119,751 343,121 812,931
21 47 - - - 81,872 342,693 924,501 123,872 384,693 966,501
22 48 - - - 86,219 390,062 1,108,761 128,219 432,062 1,150,761
23 49 - - - 90,803 444,037 1,329,847 132,803 486,037 1,371,847
24 50 - - - 95,637 505,541 1,595,121 137,637 547,541 1,637,121
25 51 - - - 100,733 575,626 1,913,418 142,733 617,626 1,955,418
26 52 - - - 106,104 655,490 2,295,340 148,104 697,490 2,337,340
27 53 - - - 111,764 746,500 2,753,609 153,764 788,500 2,795,609
28 54 - - - 117,728 850,212 3,303,491 159,728 892,212 3,345,491
29 55 - - - 124,011 968,402 3,963,305 166,011 1,010,402 4,005,305
30 56 - - - 130,628 1,103,092 4,755,033 172,628 1,145,092 4,797,033
31 57 - - - 137,594 1,256,588 5,705,053 179,594 1,298,588 5,747,053
32 58 - - - 144,926 1,431,517 6,845,018 186,926 1,473,517 6,887,018
33 59 - - - 152,642 1,630,876 8,212,913 194,642 1,672,876 8,254,913
34 60 - - - 160,758 1,858,078 9,854,315 202,758 1,900,078 9,896,315
35 61 - - - 169,293 2,117,015 11,823,922 211,293 2,159,015 11,865,922
40 66 - - - 218,942 4,066,627 29,410,515 260,942 4,108,627 29,452,515
45 71 - - - 282,089 7,816,339 73,166,771 324,089 7,858,339 73,208,771
48 74 - - - 327,799 11,570,782 126,421,658 369,799 11,612,782 126,463,658

Tahun Usia
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Tahapan
Rendah
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(6%)
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(14%)
Tinggi
(20%)
1 28 8,400 - - 3,171 3,410 3,590 45,171 45,410 45,590
2 29 8,400 - - 9,647 10,648 11,424 51,647 52,648 53,424
3 30 8,400 - - 17,846 20,334 22,336 59,846 62,334 64,336
4 31 8,400 - - 26,980 31,852 35,931 68,980 73,852 77,931
5 32 8,400 - - 36,659 44,981 52,242 78,659 86,981 94,242
6 33 - - - 38,458 50,847 62,237 80,458 92,847 104,237
7 34 - - - 40,362 57,532 74,227 82,362 99,532 116,227
8 35 - - - 42,376 65,148 88,612 84,376 107,148 130,612
9 36 - - - 44,507 73,826 105,868 86,507 115,826 147,868
10 37 - - - 46,760 83,713 126,569 88,760 125,713 168,569
11 38 - - - 49,140 94,975 151,401 91,140 136,975 193,401
12 39 - - - 51,655 107,805 181,190 93,655 149,805 223,190
13 40 - - - 54,311 122,421 216,926 96,311 164,421 258,926
14 41 - - - 57,115 139,071 259,797 99,115 181,071 301,797
15 42 - - - 60,075 158,039 311,228 102,075 200,039 353,228
16 43 - - - 63,200 179,649 372,931 105,200 221,649 414,931
17 44 - - - 66,499 204,270 446,959 108,499 246,270 488,959
18 45 - - - 69,980 232,320 535,775 111,980 274,320 577,775
19 46 - - - 73,654 264,280 642,336 115,654 306,280 684,336
20 47 - - - 77,528 300,694 770,186 119,528 342,694 812,186
21 48 - - - 81,614 342,183 923,584 123,614 384,183 965,584
22 49 - - - 85,923 389,455 1,107,634 127,923 431,455 1,149,634
23 50 - - - 90,464 443,318 1,328,465 132,464 485,318 1,370,465
24 51 - - - 95,249 504,692 1,593,431 137,249 546,692 1,635,431
25 52 - - - 100,291 574,625 1,911,355 142,291 616,625 1,953,355
26 53 - - - 105,603 654,314 2,292,828 147,603 696,314 2,334,828
27 54 - - - 111,197 745,120 2,750,553 153,197 787,120 2,792,553
28 55 - - - 117,088 848,597 3,299,780 159,088 890,597 3,341,780
29 56 - - - 123,289 966,514 3,958,803 165,289 1,008,514 4,000,803
30 57 - - - 129,815 1,100,889 4,749,577 171,815 1,142,889 4,791,577
31 58 - - - 136,680 1,254,020 5,698,448 178,680 1,296,020 5,740,448
32 59 - - - 143,901 1,428,529 6,837,028 185,901 1,470,529 6,879,028
33 60 - - - 151,493 1,627,403 8,203,253 193,493 1,669,403 8,245,253
34 61 - - - 159,473 1,854,045 9,842,648 201,473 1,896,045 9,884,648
35 62 - - - 167,857 2,112,338 11,809,837 209,857 2,154,338 11,851,837
40 67 - - - 216,475 4,056,945 29,374,672 258,475 4,098,945 29,416,672
45 72 - - - 277,965 7,796,668 73,076,369 319,965 7,838,668 73,118,369
47 74 - - - 306,852 10,126,445 105,223,372 348,852 10,168,445 105,265,372

Tahun Usia
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Tahapan
Rendah
(6%)
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(6%)
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(14%)
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(20%)
1 29 8,400 - - 3,170 3,409 3,588 45,170 45,409 45,588
2 30 8,400 - - 9,644 10,645 11,420 51,644 52,645 53,420
3 31 8,400 - - 17,841 20,328 22,328 59,841 62,328 64,328
4 32 8,400 - - 26,972 31,843 35,919 68,972 73,843 77,919
5 33 8,400 - - 36,648 44,967 52,225 78,648 86,967 94,225
6 34 - - - 38,443 50,828 62,213 80,443 92,828 104,213
7 35 - - - 40,342 57,506 74,195 82,342 99,506 116,195
8 36 - - - 42,351 65,113 88,567 84,351 107,113 130,567
9 37 - - - 44,474 73,780 105,808 86,474 115,780 147,808
10 38 - - - 46,718 83,652 126,488 88,718 125,652 168,488
11 39 - - - 49,087 94,897 151,295 91,087 136,897 193,295
12 40 - - - 51,589 107,705 181,052 93,589 149,705 223,052
13 41 - - - 54,229 122,295 216,747 96,229 164,295 258,747
14 42 - - - 57,016 138,914 259,568 99,016 180,914 301,568
15 43 - - - 59,958 157,847 310,940 101,958 199,847 352,940
16 44 - - - 63,062 179,415 372,569 105,062 221,415 414,569
17 45 - - - 66,337 203,986 446,507 108,337 245,986 488,507
18 46 - - - 69,792 231,979 535,214 111,792 273,979 577,214
19 47 - - - 73,435 263,871 641,640 115,435 305,871 683,640
20 48 - - - 77,276 300,204 769,327 119,276 342,204 811,327
21 49 - - - 81,323 341,600 922,526 123,323 383,600 964,526
22 50 - - - 85,588 388,763 1,106,336 127,588 430,763 1,148,336
23 51 - - - 90,081 442,498 1,326,876 132,081 484,498 1,368,876
24 52 - - - 94,813 503,725 1,591,489 136,813 545,725 1,633,489
25 53 - - - 99,796 573,487 1,908,988 141,796 615,487 1,950,988
26 54 - - - 105,042 652,977 2,289,946 147,042 694,977 2,331,946
27 55 - - - 110,564 743,554 2,747,051 152,564 785,554 2,789,051
28 56 - - - 116,373 846,766 3,295,528 158,373 888,766 3,337,528
29 57 - - - 122,484 964,376 3,953,647 164,484 1,006,376 3,995,647
30 58 - - - 128,910 1,098,395 4,743,332 170,910 1,140,395 4,785,332
31 59 - - - 135,664 1,251,116 5,690,888 177,664 1,293,116 5,732,888
32 60 - - - 142,762 1,425,152 6,827,886 184,762 1,467,152 6,869,886
33 61 - - - 150,217 1,623,479 8,192,207 192,217 1,665,479 8,234,207
34 62 - - - 158,047 1,849,493 9,829,308 200,047 1,891,493 9,871,308
35 63 - - - 166,265 2,107,062 11,793,738 208,265 2,149,062 11,835,738
40 68 - - - 213,744 4,046,040 29,333,737 255,744 4,088,040 29,375,737
45 73 - - - 273,448 7,774,588 72,973,230 315,448 7,816,588 73,015,230
46 74 - - - 287,111 8,860,079 87,564,770 329,111 8,902,079 87,606,770

Tahun Usia
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Tahapan
Rendah
(6%)
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(14%)
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(20%)
Rendah
(6%)
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(14%)
Tinggi
(20%)
1 30 8,400 - - 3,168 3,407 3,586 45,168 45,407 45,586
2 31 8,400 - - 9,640 10,640 11,415 51,640 52,640 53,415
3 32 8,400 - - 17,834 20,320 22,320 59,834 62,320 64,320
4 33 8,400 - - 26,962 31,831 35,906 68,962 73,831 77,906
5 34 8,400 - - 36,635 44,951 52,206 78,635 86,951 94,206
6 35 - - - 38,426 50,805 62,186 80,426 92,805 104,186
7 36 - - - 40,319 57,475 74,157 82,319 99,475 116,157
8 37 - - - 42,321 65,072 88,516 84,321 107,072 130,516
9 38 - - - 44,435 73,725 105,738 86,435 115,725 147,738
10 39 - - - 46,667 83,580 126,394 88,667 125,580 168,394
11 40 - - - 49,023 94,804 151,171 91,023 136,804 193,171
12 41 - - - 51,510 107,588 180,890 93,510 149,588 222,890
13 42 - - - 54,134 122,148 216,540 96,134 164,148 258,540
14 43 - - - 56,903 138,734 259,305 98,903 180,734 301,305
15 44 - - - 59,824 157,626 310,608 101,824 199,626 352,608
16 45 - - - 62,905 179,147 372,153 104,905 221,147 414,153
17 46 - - - 66,153 203,662 445,989 108,153 245,662 487,989
18 47 - - - 69,578 231,589 534,571 111,578 273,589 576,571
19 48 - - - 73,187 263,403 640,845 115,187 305,403 682,845
20 49 - - - 76,990 299,647 768,347 118,990 341,647 810,347
21 50 - - - 80,995 340,937 921,321 122,995 382,937 963,321
22 51 - - - 85,212 387,977 1,104,858 127,212 429,977 1,146,858
23 52 - - - 89,652 441,570 1,325,067 131,652 483,570 1,367,067
24 53 - - - 94,325 502,630 1,589,282 136,325 544,630 1,631,282
25 54 - - - 99,243 572,201 1,906,298 141,243 614,201 1,948,298
26 55 - - - 104,416 651,469 2,286,674 146,416 693,469 2,328,674
27 56 - - - 109,857 741,788 2,743,076 151,857 783,788 2,785,076
28 57 - - - 115,577 844,702 3,290,704 157,577 886,702 3,332,704
29 58 - - - 121,588 961,967 3,947,800 163,588 1,003,967 3,989,800
30 59 - - - 127,903 1,095,588 4,736,250 169,903 1,137,588 4,778,250
31 60 - - - 134,535 1,247,849 5,682,320 176,535 1,289,849 5,724,320
32 61 - - - 141,497 1,421,354 6,817,528 183,497 1,463,354 6,859,528
33 62 - - - 148,803 1,619,071 8,179,693 190,803 1,661,071 8,221,693
34 63 - - - 156,467 1,844,381 9,814,200 198,467 1,886,381 9,856,200
35 64 - - - 164,503 2,101,140 11,775,509 206,503 2,143,140 11,817,509
40 69 - - - 210,728 4,033,819 29,287,418 252,728 4,075,819 29,329,418
45 74 - - - 268,511 7,749,928 72,856,641 310,511 7,791,928 72,898,641

Tahun Usia
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Tahapan
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(6%)
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(20%)
1 31 8,400 - - 3,166 3,405 3,584 45,166 45,405 45,584
2 32 8,400 - - 9,635 10,635 11,410 51,635 52,635 53,410
3 33 8,400 - - 17,826 20,311 22,310 59,826 62,311 64,310
4 34 8,400 - - 26,951 31,818 35,891 68,951 73,818 77,891
5 35 8,400 - - 36,620 44,932 52,184 78,620 86,932 94,184
6 36 - - - 38,405 50,779 62,155 80,405 92,779 104,155
7 37 - - - 40,292 57,439 74,113 82,292 99,439 116,113
8 38 - - - 42,284 65,023 88,454 84,284 107,023 130,454
9 39 - - - 44,387 73,660 105,654 86,387 115,660 147,654
10 40 - - - 46,607 83,495 126,282 88,607 125,495 168,282
11 41 - - - 48,948 94,695 151,024 90,948 136,695 193,024
12 42 - - - 51,419 107,451 180,700 93,419 149,451 222,700
13 43 - - - 54,025 121,979 216,298 96,025 163,979 258,298
14 44 - - - 56,773 138,525 258,999 98,773 180,525 300,999
15 45 - - - 59,670 157,371 310,223 101,670 199,371 352,223
16 46 - - - 62,725 178,838 371,673 104,725 220,838 413,673
17 47 - - - 65,944 203,290 445,391 107,944 245,290 487,391
18 48 - - - 69,335 231,142 533,829 111,335 273,142 575,829
19 49 - - - 72,907 262,869 639,929 114,907 304,869 681,929
20 50 - - - 76,667 299,010 767,219 118,667 341,010 809,219
21 51 - - - 80,624 340,180 919,935 122,624 382,180 961,935
22 52 - - - 84,789 387,082 1,103,160 126,789 429,082 1,145,160
23 53 - - - 89,170 440,515 1,322,993 131,170 482,515 1,364,993
24 54 - - - 93,779 501,389 1,586,752 135,779 543,389 1,628,752
25 55 - - - 98,624 570,743 1,903,219 140,624 612,743 1,945,219
26 56 - - - 103,718 649,761 2,282,929 145,718 691,761 2,324,929
27 57 - - - 109,069 739,790 2,738,529 151,069 781,790 2,780,529
28 58 - - - 114,690 842,368 3,285,189 156,690 884,368 3,327,189
29 59 - - - 120,591 959,245 3,941,117 162,591 1,001,245 3,983,117
30 60 - - - 126,784 1,092,419 4,728,161 168,784 1,134,419 4,770,161
31 61 - - - 133,281 1,244,163 5,672,536 175,281 1,286,163 5,714,536
32 62 - - - 140,094 1,417,073 6,805,703 182,094 1,459,073 6,847,703
33 63 - - - 147,236 1,614,103 8,165,413 189,236 1,656,103 8,207,413
34 64 - - - 154,718 1,838,624 9,796,964 196,718 1,880,624 9,838,964
35 65 - - - 162,552 2,094,473 11,754,717 204,552 2,136,473 11,796,717
40 70 - - - 207,400 4,020,088 29,234,630 249,400 4,062,088 29,276,630
44 74 - - - 250,988 6,776,722 60,606,011 292,988 6,818,722 60,648,011

Tahun Usia
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Tahapan
Rendah
(6%)
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(14%)
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Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 32 8,400 - - 3,163 3,402 3,581 45,163 45,402 45,581
2 33 8,400 - - 9,630 10,629 11,404 51,630 52,629 53,404
3 34 8,400 - - 17,818 20,302 22,300 59,818 62,302 64,300
4 35 8,400 - - 26,939 31,803 35,874 68,939 73,803 77,874
5 36 8,400 - - 36,602 44,910 52,159 78,602 86,910 94,159
6 37 - - - 38,380 50,748 62,118 80,380 92,748 104,118
7 38 - - - 40,258 57,395 74,060 82,258 99,395 116,060
8 39 - - - 42,240 64,964 88,381 84,240 106,964 130,381
9 40 - - - 44,331 73,582 105,555 86,331 115,582 147,555
10 41 - - - 46,536 83,395 126,151 88,536 125,395 168,151
11 42 - - - 48,861 94,568 150,853 90,861 136,568 192,853
12 43 - - - 51,314 107,292 180,481 93,314 149,292 222,481
13 44 - - - 53,899 121,783 216,019 95,899 163,783 258,019
14 45 - - - 56,624 138,285 258,647 98,624 180,285 300,647
15 46 - - - 59,496 157,080 309,782 101,496 199,080 351,782
16 47 - - - 62,522 178,486 371,122 104,522 220,486 413,122
17 48 - - - 65,707 202,865 444,706 107,707 244,865 486,706
18 49 - - - 69,061 230,634 532,980 111,061 272,634 574,980
19 50 - - - 72,590 262,261 638,881 114,590 304,261 680,881
20 51 - - - 76,303 298,287 765,930 118,303 340,287 807,930
21 52 - - - 80,209 339,323 918,354 122,209 381,323 960,354
22 53 - - - 84,315 386,070 1,101,226 126,315 428,070 1,143,226
23 54 - - - 88,632 439,322 1,320,631 130,632 481,322 1,362,631
24 55 - - - 93,169 499,987 1,583,873 135,169 541,987 1,625,873
25 56 - - - 97,935 569,098 1,899,714 139,935 611,098 1,941,714
26 57 - - - 102,940 647,835 2,278,671 144,940 689,835 2,320,671
27 58 - - - 108,193 737,539 2,733,360 150,193 779,539 2,775,360
28 59 - - - 113,704 839,740 3,278,922 155,704 881,740 3,320,922
29 60 - - - 119,484 956,183 3,933,526 161,484 998,183 3,975,526
30 61 - - - 125,543 1,088,855 4,718,975 167,543 1,130,855 4,760,975
31 62 - - - 131,892 1,240,021 5,661,430 173,892 1,282,021 5,703,430
32 63 - - - 138,541 1,412,264 6,792,284 180,541 1,454,264 6,834,284
33 64 - - - 145,501 1,608,527 8,149,210 187,501 1,650,527 8,191,210
34 65 - - - 152,783 1,832,162 9,777,412 194,783 1,874,162 9,819,412
35 66 - - - 160,394 2,086,993 11,731,134 202,394 2,128,993 11,773,134
40 71 - - - 203,740 4,004,721 29,174,812 245,740 4,046,721 29,216,812
43 74 - - - 234,483 5,923,702 50,403,552 276,483 5,965,702 50,445,552

Tahun Usia
Premi
Pokok
Premi Top
Up
Tahapan
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
Rendah
(6%)
Sedang
(14%)
Tinggi
(20%)
1 33 8,400 - - 3,161 3,399 3,578 45,161 45,399 45,578
2 34 8,400 - - 9,625 10,623 11,397 51,625 52,623 53,397
3 35 8,400 - - 17,809 20,291 22,287 59,809 62,291 64,287
4 36 8,400 - - 26,924 31,786 35,854 68,924 73,786 77,854
5 37 8,400 - - 36,580 44,884 52,128 78,580 86,884 94,128
6 38 - - - 38,350 50,710 62,073 80,350 92,710 104,073
7 39 - - - 40,217 57,343 73,996 82,217 99,343 115,996
8 40 - - - 42,187 64,894 88,293 84,187 106,894 130,293
9 41 - - - 44,263 73,490 105,437 86,263 115,490 147,437
10 42 - - - 46,452 83,277 125,996 88,452 125,277 167,996
11 43 - - - 48,760 94,420 150,653 90,760 136,420 192,653
12 44 - - - 51,193 107,108 180,225 93,193 149,108 222,225
13 45 - - - 53,756 121,556 215,694 95,756 163,556 257,694
14 46 - - - 56,455 138,009 258,238 98,455 180,009 300,238
15 47 - - - 59,298 156,745 309,269 101,298 198,745 351,269
16 48 - - - 62,291 178,081 370,483 104,291 220,081 412,483
17 49 - - - 65,439 202,379 443,913 107,439 244,379 485,913
18 50 - - - 68,751 230,051 532,000 110,751 272,051 574,000
19 51 - - - 72,234 261,567 637,672 114,234 303,567 679,672
20 52 - - - 75,895 297,463 764,445 117,895 339,463 806,445
21 53 - - - 79,743 338,348 916,535 121,743 380,348 958,535
22 54 - - - 83,785 384,919 1,099,002 125,785 426,919 1,141,002
23 55 - - - 88,032 437,968 1,317,918 130,032 479,968 1,359,918
24 56 - - - 92,489 498,397 1,580,569 134,489 540,397 1,622,569
25 57 - - - 97,167 567,236 1,895,696 139,167 609,236 1,937,696
26 58 - - - 102,074 645,656 2,273,790 144,074 687,656 2,315,790
27 59 - - - 107,218 734,994 2,727,439 149,218 776,994 2,769,439
28 60 - - - 112,609 836,772 3,271,746 154,609 878,772 3,313,746
29 61 - - - 118,256 952,726 3,924,839 160,256 994,726 3,966,839
30 62 - - - 124,167 1,084,834 4,708,467 166,167 1,126,834 4,750,467
31 63 - - - 130,352 1,235,351 5,648,729 172,352 1,277,351 5,690,729
32 64 - - - 136,821 1,406,846 6,776,943 178,821 1,448,846 6,818,943
33 65 - - - 143,582 1,602,246 8,130,692 185,582 1,644,246 8,172,692
34 66 - - - 150,642 1,824,888 9,755,070 192,642 1,866,888 9,797,070
35 67 - - - 158,007 2,078,574 11,704,190 200,007 2,120,574 11,746,190
40 72 - - - 199,723 3,987,481 29,106,554 241,723 4,029,481 29,148,554
42 74 - - - 218,938 5,176,027 41,906,837 260,938 5,218,027 41,948,837

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