This talk is about how financial markets can be used to fund people's human capital development in a scalable way. Following on my previous FooCamp talk "The Empowerment Economy" - here I detail how such a market would work.

1. Building a
Human Capital Market
Nick Pinkston

4. Accelerating
Left Behind

5. What’s after the
information economy?

6. The Empowerment
Economy

7. Our institutions are crumbling...

8. No one has a direct
incentive to improve
people’s lives.

9. Markets Flying High

10. What’s the biggest
unsecuritized asset class?

11. PEOPLE!
US Personal Income: $16.7T / Year

12. Let’s make a
Human Capital Market

13. We need to align:
People
Interventions
Funding Sources

14. Income Share Agreements
Like a loan, but...
Payback is tied to income.

15. Case Study:
● Applicant Vetting
● Intervention
● Financing
● Job Placement

16. Startups in US Human Capital Services Sector
https://pitchbook.com/news/articles/vcs-ready-to-help-play-job-market-matchmaker

17. Future Specialization
● Vetting: Post-FICO Credit Scoring, Testing++
● Interventions: University, Trade School, Makeover
● Funding Sources: Banks, Gov’t, P2P, etc.
● Job Placement: Staffing Firms, Hired.com, etc.

18. Finding interventions that work

19. What I Need:
Funding Sources
Research Collaborators

20. Thank you!