The new architecture released with WSO2 Open Banking 3.0 now allows technology, regtech, and IT services partners to drastically reduce time-to-market to deliver open banking compliance and advanced commercial capabilities. This can be achieved either as a complete end-to-end solution or in a componentized manner for bespoke deployments.

1. Deliver Bespoke Open Banking
Compliance Solutions
for the Middle East

2. Hello!
Urmila Chandrasekeram
Uday Kizhepat
Channel Manager - MEA
uday@wso2.com
urmila@wso2.com
VP & GM - MEA
Imaad Rizni
imaad@wso2.com
Senior Solutions Engineer - BFSI
Seshika Fernando
seshika@wso2.com
VP & Head - BFSI Practice

3. 3
800+ Employees
50% Engineering
600+ Customers
Around the world (139 new in 2020)
Open Core
No Vendor Lock-In, Flexible Deployment,
Faster Time to Market
Founded in 2005
Backed by Cisco and Toba Capital
Global Presence
Santa Clara (HQ), Colombo, London,
Brazil, Australia, Germany, Dubai, Spain,
Italy, France, India
16% YoY Growth
In 2020
WSO2 in a nutshell

4. 4
WSO2 API Manager
One complete platform for building, integrating, and
exposing your digital services.
WSO2 Identity Server
Federates and manages identities across both cloud
service and enterprise environments.
WSO2 technology
WSO2 Open Banking
A purpose-built technology platform for global
open banking.
WSO2 Open Healthcare
Towards greater interoperability with a proven
integration platform and FHIR®
.
WSO2 Strategic Consulting
Streamline your business objectives and rapidly achieve key results.
Together, with hundreds of the world’s largest corporations, leading universities, and governments, we execute in excess
of 6 trillion transactions, expose more than 200,000 APIs, and manage over 100 million identities every single year.

5. 5
A Leader in the Forrester WaveTM
:
API Management Solutions
(Latest Ed.—2020)
Industry recognition
A Strong Performer in the Forrester
WaveTM: Customer Identity and
Access Management
(Latest Ed.—2020)
An Overall Leader in
KuppingerCole’s Leadership
Compass: CIAM Platforms
(Latest Ed.—2020)

6. 6
Some of our flagship customers
Broad array of use cases across industries and geographies
Healthcare Government Education Retail Technology
Financial Telecom
Transport
VIEW STORY

7. 7
WSO2—Powering businesses across the Middle East
One of our fastest growing regions
Based out of Dubai, serving the entire region
Partner-focused strategy
82%
Year-on-Year

8. WSO2 Inc. Copyright © 2020 All rights reserved. This document or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of WSO2.
WSO2’s commitment to the BFSI sector
8
30%
of our global revenue
⅓
of our customer base
+ more

9. Open Banking
is already core to banking
9

10. 10
Sources: Open Banking Implementation Entity, Konsentus, Platformable
We are only at the end of the beginning ...
3Mn+
UK Consumers
using open banking data
3X
474
175%
720
367%
Growth
in 2020
Authorized API
consumers
active in the EU
Growth
Y-o-Y
Open banking platforms
globally
p
Growth
Y-o-Y
1Bn+
2X
Projection of end-H1
open banking API Calls
in the UK
Growth
Y-on-Y

11. Banks in the EU planning
to work with fintechs
Over 75%
11
Median annual spend
on open banking by
banks in the EU
$60-100Mn
The PSD2
opportunity ...
… is now a global
opportunity
Australia
Brazil
Mexico
Canada
Singapore
Hong Kong
Bahrain
Saudi Arabia
US
and more ...
Source: Industry survey conducted by Tink in 2020.

12. WSO2 Inc. Copyright © 2020 All rights reserved. This document or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of WSO2.
Leads open banking regulation in GCC
with draft rules
12
2018
Bahrain
2020
Bahrain
Expands to comprehensive
OB standards and guidelines
2021
Saudi Arabia
Formalizes regulation
with a 2022 open banking go-live goal
UAE, Kuwait, Oman & more
(Regulatory & industry-driven)

13. Are you set up to
capture this opportunity
at scale?
14

14. 15
For Consultancy Firms
Harness the flexibility and power of our open banking
technology to help your consultancy clients realise the
true value of your open banking playbook
For Resellers
Expand your existing footprint and enhance your strategic
value with customers by delivering a comprehensive open
banking compliance and commercial solution
Delivering more value together
For OEM Vendors
Fill the gaps in the value you offer with whitelabeled
elements from our wide array of compliance and
commercial solutions for open banking
For SIs
Our flexible technology platform, business models and
engagement frameworks mean we are able to create finely
customized packages that suit your unique requirements

15. WSO2 Inc. Copyright © 2020 All rights reserved. This document or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of WSO2.
16
Accelerate time-to-market
Deliver end-to-end compliance in any regulator-driven
market rapidly, minimizing dev-time only to last-mile
compliance customizations
Secure the long term opportunity
Build relationships with customers beyond the
compliance mandate leveraging the power and
extensibility of the underlying WSO2 products
Componentized for bespoke deployments
Pick and choose the components of the solution to
cater to the existing tech stack at customer banks and
deliver targeted value
Leverage & grow existing customer base
Deliver the full value of out-of-the-box standards
compliance to your existing customer base ahead of the
competition and pull in new customers
WSO2 Open Banking
$
Pricing flexibility
Price the unique value of your final open banking
solution, with your only commitment to WSO2 being
the fixed cost of our accelerator

16. 17
Open Banking Accelerator
Open Banking
Toolkit
Dynamic Client
Registration
Mutual TLS &
Certificate
Validation
API Resource Access
Enforcements with
Consents + OAuth 2.0 +
Throttling
Extensions on
specific
validations
API Swagger
Files & More
Custom UI Pages
for Consent
Functions & More
Standard-specific data
publishing & data
summarization scripts
OnPrem Hybrid WSO2 Cloud AWS Azure Pivotal CF Kubernetes
Core WSO2 Tech Stack
WSO2 API Manager & Enterprise
Integrator
WSO2 Identity Server
Fully featured power of the entire WSO2
integration and CIAM stack
Delivered & maintained by WSO2 with access to
the latest releases and the power of our strong
product roadmaps ensuring future-proof digital
transformation capabilities
Uptodate mature generic open banking
capabilities based on global reference standards
Delivered & maintained by WSO2 referencing the
UK, EU & Australian standards along with any
future widely adopted reference standards
Last-mile compliance
customizations
Delivered & maintained
by you leveraging
support & enablement
from WSO2
FAPI-Specific
Identity
Extensions
WSO2 Streaming Integrator
End-to-end open
banking
compliance with
platform for
comprehensive
digital
transformation
Consent
Management
Event
Notifications
Regulatory Raw
Data Analytics
Consent
Dashboards &
Consent Apps
Data Publishing for
Regulatory
Reporting
Dynamic Client
Registration /
Signup Flow

17. WSO2 Inc. Copyright © 2020 All rights reserved. This document or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of WSO2.
Core technical capabilities to get open banking done right
18
WSO2
Open
Banking
Standards
-Based
API Templates
Third Party
Onboarding &
Management
Developer
Portal &
API Marketplace
Premium APIs
& Monetization
Banking
Systems
Integration
Data Analytics
and Integrations
for Aggregation
Data
Security
Integrations
for Fraud
Detection
Consent
Management
Consumer
Authentication

18. WSO2 Inc. Copyright © 2020 All rights reserved. This document or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of WSO2.
19
High-level architecture for full-stack deployment
Digital Banking
Core Banking
Payments
Risk & Fraud
Audit & Disputes
API Gateway
Developer Portal
Consent
Enforcement
Manage
Throttling
Identity & Access
Management
Strong Customer
Authentication
FAPI
Implementation
Dynamic Client
Registration
Consent
Sandbox
Integration
&
Messaging
Security/ Reporting
Fintech
Partner
Developer
Engagement
Regulator

19. WSO2 Inc. Copyright © 2020 All rights reserved. This document or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of WSO2.
20
High-level architecture for gateway-stack deployment
TPP
(Fintech /Bank)
<<Internal to Bank>>
Bank Core Systems
Developer
Engagement
API Gateway
Developer Portal
Consent
Enforcement
Manage
Throttling
Sandbox
Bank’s Existing
IAM Technology
Users

20. WSO2 Inc. Copyright © 2020 All rights reserved. This document or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of WSO2.
21
High-level architecture for consent-stack deployment
<<Internal to Bank>>
Bank Core Systems
API Management
Y
Developer
Engagement
Identity & Access
Management
Strong Customer
Authentication
FAPI
Implementation
Dynamic Client
Registration
Consent
Bank’s Existing
API Management
Technology
Users
TPP
(Fintech /Bank)

21. 23
Help banks solve their most pressing problems
Secure
the bank’s systems while enabling
meaningful data sharing complying
with OpenID FAPI RW & full-featured
enterprise-grade API security
Connect & collaborate
with high quality external partners to
build magic for consumers using mature
client onboarding, authentication &
lifecycle management
Build & protect trust
among the bank’s customers
giving them true control over
their data with mature consent
management UIs and dashboards
Gain insights
into consumers and the bank’s business
exploiting sophisticated analytics and
capabilities to break through data silos &
connect internal teams
Overcome legacy tech
enabling strategic adoption of
new technology aligned to the
bank’s business goals through
industry-leading integration
technology
Enable your customer
banks to meet the
fintech-bigtech
challenge head on
Ongoing Compliance
delivered to fast-changing open
banking technical standards using our
API security templates & data flows
requiring little to no resource
commitment from the bank
Reduce risk
with compliance and digital
transformation tech battle-tested and
proven to the highest standards in
the largest global organizations

22. 24
Analyze Delta from Accelerator to Complete Compliance
Understand the customizations necessary to be added over core open banking accelerator
to meet requirements of applicable local technical standards
Build Standards-Specific Customizations
Build specific implementations by extending the core features of the open banking
accelerator
Maintain Ongoing Compliance
Release updates to the toolkit with periodic version updates of the applicable local technical
standards
Who is a toolkit partner?

23. 25
Toolkit-Building Checklist
Follow a simple comprehensive pathway to building toolkits
Reference Toolkit
Access and analyze code and architecture of toolkits maintained uptodate by WSO2 supporting
the Open Banking Standard (UK), the Berlin Group PSD2 Implementation and Consumer Data
Standards.
Training
Train your development team on WSO2 product usage, the open banking accelerator layer,
administration, and architecture, with one of our many courses and customized enablement to
match your requirements and objectives.
Comprehensive Documentation & Consultancy
Extensive coverage of the WSO2 products and accelerator layer with introduction to concepts,
code and customizations along with access to experts on the products, accelerators and
toolkits
Support for toolkit partners

24. 26
Success at scale in Australia with OEM partner
● ...
● Accelerated compliance & integrated seamlessly into
partner’s innovation platform.
● Onboarded partner with comprehensive technical
enablement for both product and GTM teams.
● Ongoing assistance with design and deployment involving
customer engagement and design workshops.
Seamless
Integration into solution offering
of partner
Live
with multiple banks delivering
compliance and digital
transformation backbone

25. 27
● Supported OEM partner in the UK to meet stricter compliance
applicable to CMA-9 banks.
● As ecosystem evolved, collaborated with partner in assisting bank to
shift focus to business growth through open banking on existing
technology.
● Bank has now on-boarded 10 TPPs with a target of doubling this in
coming months backed by strong TPP UX— <5 production issues in 2
years.
Video overview at bit.ly/OBOEM-UK
Seamless
shift from compliance
to growth strategy
100%
targeted growth for
TPP engagement
Delivering highest-tier compliance in the UK

26. Partnering
with WSO2
on open banking
28

27. Partnership types
29
Value Added Resellers Integration Partners
OEM Partners
Fulfillment Resellers
Global Systems Integrators
(GSI)
Technology Partners
Partner
Types

28. WSO2 Inc. Copyright © 2020 All rights reserved. This document or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of WSO2.
The WSO2 advantage for open banking
30
Cost-effective without
compromising on rich experience
$
Core open banking capabilities
accelerating your compliance through
support for global reference standards
AUS | UK | Berlin Group
Microservices, containers & beyond
to future-proof your customer offerings
Proven partner delivering open banking
& mission critical solutions
to global financial services leaders
Built on industry-leading API platform to
enable impactful collaboration with fintech
firms & generate new commercial opportunities
Leader in The Forrester Wave™: API Management Solutions, Q3 2020 Report
Recognized in integration & IAM by Forrester, Gartner & KuppingerCole

29. wso2.com
Thanks!
To deliver targeted value together
for banks in the Middle East,
email urmila@wso2.com