[Slideshare] tafaqqahu-#4(january-2016)-lesson-#3d-reflection on term “al-bahr'-ameeq”contemporary-challenges-economics-(23-april-2016)

UNDERSTANDING OF THE DEEN (AL-ISLAM)
Intermediate Islamic (FIQH) course in English
Conducted by Ustaz Zhulkeflee Hj Ismail
LESSON # 3dLESSON # 3d
Using text & curriculum he has developed especially forUsing text & curriculum he has developed especially for
Muslim converts and young Adult English-speaking Muslims.Muslim converts and young Adult English-speaking Muslims.
““To seek knowledge is obligatory upon every Muslim (male & female)”To seek knowledge is obligatory upon every Muslim (male & female)”
All Rights Reserved © Zhulkeflee Hj Ismail (2016))
IN THE NAME OF ALLAH,IN THE NAME OF ALLAH,
MOST COMPASSIONATE,MOST COMPASSIONATE,
MOST MERCIFUL.MOST MERCIFUL.
"O my Lord! Let my entry be by the Gate of
Truth and Honour, and likewise my exit by the
Gate of Truth and Honour; and grant me from
Thy Presence an authority to aid (me)”
(Qur’an: Isra’: 17: 80)
THEME: “Advice regarding Four aspects”“Advice regarding Four aspects”
REFLECTION ON TERM “AL-BAHR AMEEQ”REFLECTION ON TERM “AL-BAHR AMEEQ”
Analyzing the contemporary challenges directed upon
the proverbial ‘UMMATIC SHIP ’-(ECONOMICS)-(ECONOMICS)
PARTPART ## 44
(January -(January -20162016))
Updated 23 APRIL 2016

"I have been sent with JAWAMI’ AL-KALEEM (i.e., the shortest expression
carrying the widest meanings), and I was made victorious with awe (fear
cast into the hearts of the enemy), and while I was sleeping, the keys of
the treasures of the earth were brought to me and were put in my hand."
(Hadith reported by Bukhary)
PREVIOUS LESSON

IMAM ABU HAMID AL-GHAZALIE (R.A.)
AN-NASEEHAH
The Sincere Advice
IDZAL – MAR – U – KAA - NAT - LAHU – FIK –RAH
FA – FEE - KUL – LI – SHAY- IN – LA – HU – ‘IB - RAH
All Rights Reserved © Zhulkeflee Hj Ismail (2016)) PREVIOUS LESSON

“O Allah! Grant favours in our hearing, in our sight and in our strength to be
always upon Your Path. And make our yearnings and desires to be in accord
with everything (teachings and guidance) which has ben brought by Your
beloved Muhammad - salutations of Allah and peace be upon him.”
ALLAA-HUM-MA – MA-TI’-NAA – BI-AS-MAA-INAA – WA
– AB-SWAA-RI-NAA – WA- QUW-WAA-TI-NAA- FEE- SA-BEE – LIK, -
WAJ – ‘AL – HA-WAA-NAA –TA-BA-’AN- LI-MAA – JAA – A – BI-HI – HA-BEE-BU-KA
– MUHAM-MADUN – SWOL-LAL-LAA-HU –’ALAI-HI - WA-SAL-LAM
All Rights Reserved © Zhulkeflee Hj Ismail (2016)) LEARN AND MEMORIZE

Hadith extracted from: ‘NASA-IHU AL-’IBAAD ‘ALAA SHARHI AL-
MUNABBIHAT ‘ALA AL-ISTI’DAD LI-YAUMI AL-MA-’AD’
Sheikh Imam Muhammad Nawawi bin Umar al-Jawi al-Bantani
famous Nusantaran scholar and Imam in Makkah (1813-1897)

O Aba Dzar! Renew the ship, for verily the ocean is deep,
And take complete provision, for verily the journey is far,
And lighten the load, for verily the obstacles are almost insurmountable,
And be sincere in your deeds, for verily the scrutinizer of faults
is The Seeing (Allah).
AN-NAASEEHAH
The Sincere Advice
THE HADITH
PREVIOUS LESSON

JADDID
(RENEW)
A RELEVANT REFLECTION
(PREPARING FOR THE POST-MODERNIST CHALLENGE)
PREVIOUS LESSON

AS-SAFEENAH
(THE SHIP; ARK; VESSEL; BOAT)
O Aba Dzar! Renew the ship,
for verily the ocean is deep
PREVIOUS LESSON

AL-BAHRA ‘AMEE-Q
( THE SEA (OCEAN) IS DEEP )
O Aba Dzar! Renew the ship,
for verily the ocean is deep
PREVIOUS LESSON

IMPORTANT REALITY OF OUR PURPOSE IN LIFE STRUGGLEIMPORTANT REALITY OF OUR PURPOSE IN LIFE STRUGGLE
““DO MEN THINK that on their [mere] saying, “We have
attained to faith”, they will be left to themselves, and will
not be put to a test?””
((Qur’an: Ankabut: 29: 2Qur’an: Ankabut: 29: 2))

““Yea, indeed, We did test those who lived before them; and so,
[too, shall be tested the people now living: and] most certainly
will Allah mark out those who prove themselves true, and
most certainly will He mark out those who are lying.””
((Qur’an: Ankabut: 29: 3Qur’an: Ankabut: 29: 3))

““Among theAmong the believers are men who have [always] been truebelievers are men who have [always] been true
to what they have vowed before Allahto what they have vowed before Allah: Of them some have: Of them some have
fulfilled their obligations (with their lives), and some of themfulfilled their obligations (with their lives), and some of them
are still waiting (for its fulfillment) without having changedare still waiting (for its fulfillment) without having changed
[their resolve] in the least.”[their resolve] in the least.”
((Qur’an: al-Ahzab: 33: 23Qur’an: al-Ahzab: 33: 23))

ALLAA-HUM-MA - YAA – MAN – WAF-FAQA – AH-LAL –ALLAA-HUM-MA - YAA – MAN – WAF-FAQA – AH-LAL –
KHKHOYRI- LIL-OYRI- LIL-KHKHOY-RI - WA – ‘AA - NA-HUM - ‘ALAY-HI,OY-RI - WA – ‘AA - NA-HUM - ‘ALAY-HI,
WAF - FIQ-NAA – LIL -WAF - FIQ-NAA – LIL -KHKHOYRI - WA – A - ‘IN –NAA – ‘ALAY- HIOYRI - WA – A - ‘IN –NAA – ‘ALAY- HI
““O Allah! (You) Who grant success and assistanceO Allah! (You) Who grant success and assistance
upon the doers of goodness in their ability to do good,upon the doers of goodness in their ability to do good,
grant upon us the success and the ability to do good.”grant upon us the success and the ability to do good.”

IDENTIFYING THE DANGERS AFFECTING THIS UMMAHIDENTIFYING THE DANGERS AFFECTING THIS UMMAH
PREVIOUS LESSON

CHALLENGES TOWARDS THIS UMMAHCHALLENGES TOWARDS THIS UMMAHEXTERNAL
PREVIOUS LESSON

 Life is but a test for mankind, either he be grateful (SHAKUR) or
ungrateful (KUFUR) towards Allah’s bestowals OR patient perseverance
(SWOBR) and unswerving reliance (TAWAKKUL) when afflicted with
deprivation of bestowals for some people.
 ‘Economics’ as in applied system basically should be concerned with
seeking the most efficient and equitable system of production, resource
allocation, exchange, and distribution of goods and services in a society.
 Yet today the most dominant system has become driven by the
exploitative and unjust whose opulence are being regarded as progress
while others are mostly the exploited who are left in extreme poverty.

 Viewed from this economic perspective, the whole Muslim world is in fact
undergoing a great trial and tribulation economically.
 Although Islam has its own teachings and system regarding economics,
most Muslim countries do no follow it but had succumbed to the
dominant secular economic system which follows Western imperialism.
 When the global monetary paper currency system shifted from a purely
‘gold-backed system’ to ‘oil-backed US Dollar’ – Muslim countries were
targeted for domination and exploitation for its wealth and continued to
be destabilized through military occupation, various proxy wars, ruled by
puppet dictators or regime and instigation towards anarchy.

“And We will surely test you with something of fear and hunger
and a loss of wealth and lives and fruits, but give good tidings to
the patiently persevering (SWOBIREEN)”
(Qur’an: Baqorah:2: 155)

 The dominance of this exploitative economy, with their ‘Riba (Usury)’
banking systems are now so pervasive that every common man would
be afflicted by its ‘madness’ which Allah SWT describes as Satan's touch.

“THOSE who gorge themselves on usury behave but as he might
behave whom Satan has confounded with his touch; for they say,
"Buying and selling is but a kind of usury" - the while Allah has made
buying and selling lawful and usury unlawful.”
(Qur’an: Baqorah: 2: 275)
 The dominance of this exploitative economy, with their ‘Riba (Usury)’
banking systems are now so pervasive that every common man would
be afflicted by its ‘madness’ which Allah SWT describes as Satan's touch.

 This attitude which is further compounded with mankind’s tendencies
desiring for the allurement of this world.

 This attitude which is further compounded with mankind’s tendencies
desiring for the allurement of this world.
“ALLURING unto man is the enjoyment of worldly desires
through women, and children, and heaped-up treasures
of gold and silver, and horses of high mark, and cattle,
and lands. All this may be enjoyed in the life of this world
- but the most beauteous of all goals is with Allah.”
(Qur’an: Aali ‘Imran: 3: 14)

 Inevitably this breed the disease in many Muslims prophesized and
identified as AL-WAHNU – save those whose heart Allah SWT guide,
purify and preserve.
 To be saved, Muslims must adhere to those basic principles and realize
the profound concepts inherent in our basic Fardhu ’Ain knowledge viz.
Nafaqah, (Infaq), Zakah, Swodaqah, Irth, Waqf, Tijarah, etc.
 As well as deepen our understanding, appreciation, practice and
spiritual exercise (RIYAADHA-RUHIYYAH) – a prerequisite to eradicate
the diseases afflicting our hearts.
ALLAAHU MUSTA-’AN

A PROPHECY
A PROPHECY AL-WAHNU

The Messenger of AllahThe Messenger of Allah said: “The people will soon summonsaid: “The people will soon summon
one another to attack you as people like in a banquet invitingone another to attack you as people like in a banquet inviting
others to share their dish. “ Someone asked: “Will that beothers to share their dish. “ Someone asked: “Will that be
because of our small numbers at that time?”because of our small numbers at that time?”
He replied: “No, you will be numerous at that time: but youHe replied: “No, you will be numerous at that time: but you
will be scum and rubbish like that carried down by a torrent,will be scum and rubbish like that carried down by a torrent,
and Allah will take fear of you from the breasts of your enemyand Allah will take fear of you from the breasts of your enemy
and afflict ‘and afflict ‘Al-WahnAl-Wahn’ into your hearts. Someone asked: What’ into your hearts. Someone asked: What
is ‘is ‘Al-WahnAl-Wahn’ ?” Messenger of Allah’ ?” Messenger of Allah He replied: “He replied: “Love of theLove of the
world and hatred of death.world and hatred of death.””
( Hadith reported by Abu Dawud )
A PROPHECY
A PROPHECY
From Tsauban r.a. :From Tsauban r.a. :
AL-WAHNU

““If there were two valleys of goldIf there were two valleys of gold for the son of Adam, hefor the son of Adam, he
would (would (not be satisfiednot be satisfied and) long to have another one more,and) long to have another one more,
until his mouth is filled with dust ( i.e.until his mouth is filled with dust ( i.e. until he diesuntil he dies). And may). And may
Allah accepts those who repentsAllah accepts those who repents.”.”
((Hadith reported by MuslimHadith reported by Muslim))

““And let notAnd let not those (YAB-those (YAB-KHKHOLU *) who covetously withheld ofOLU *) who covetously withheld of
the gifts which Allah hath given them of His Gracethe gifts which Allah hath given them of His Grace think that itthink that it
is good for them: nay it will be the worse for them: soonis good for them: nay it will be the worse for them: soon it willit will
be tied to their necks like a twisted collar on the Day ofbe tied to their necks like a twisted collar on the Day of
JudgmentJudgment. To Allah belongs the heritage of the heavens and. To Allah belongs the heritage of the heavens and
the earth; and Allah is well acquainted with all that ye do.”the earth; and Allah is well acquainted with all that ye do.”
((Qur’an: Aali ‘Imran: 3: 180Qur’an: Aali ‘Imran: 3: 180))
* From : BUKHUL – BAKHIL – “miserly”

““Seek insteadSeek instead, by means of what Allah has granted thee, by means of what Allah has granted thee, [the, [the
good of]good of] the life to comethe life to come, without forget-ting, withal, thine own, without forget-ting, withal, thine own
[rightful] share in this world; and do good [unto others] as Allah[rightful] share in this world; and do good [unto others] as Allah
has done good unto thee.”has done good unto thee.”
((Qur’an: Qasas: 28: 77Qur’an: Qasas: 28: 77))

““Thus, as for him whoThus, as for him who (A’-(A’-TWTWA) gives [to others]A) gives [to others] and isand is
(TAQAA) conscious of Allah,(TAQAA) conscious of Allah, andand ((SWSWOD-DAQA BIL-OD-DAQA BIL-HHUSNA)USNA)
believes in the truth of the ultimate goodbelieves in the truth of the ultimate good for him shall Wefor him shall We
make easy the path towards [ultimate] easemake easy the path towards [ultimate] ease. But as for him. But as for him
who is niggardly, and thinks that he is self-sufficient, andwho is niggardly, and thinks that he is self-sufficient, and
(KADZ-DZABA - BIL-(KADZ-DZABA - BIL-HHUSNA) calls the ultimate good a lieUSNA) calls the ultimate good a lie – for– for
him shall We make easy the path towards hardship: Nor willhim shall We make easy the path towards hardship: Nor will
his wealth profit him when he falls headlong (into the Pit).”his wealth profit him when he falls headlong (into the Pit).”
((Qur’an: Layl : 93: 5-11Qur’an: Layl : 93: 5-11))

AFFIRMING IT AS TRUTH
DENYING OR REJECTING IT
“Doing good for
Allah’s sake
will be rewarded
with eternal
Goodness by Him”
THE BELIEF
BIL-BIL-HHUSNAAUSNAA
BIL-BIL-HHUSNAAUSNAA
SWOD-DAQA
KADZ-DZABA
HUSNA TWO TYPES OF PEOPLE
OR
Thus the usual English translation for SWODAQAH as “charity” is not
accurate as it also include all forms of goodness whether it be obligatory or
non-obligatory; and extensively covers all forms of kindness not merely of
material help but that even sharing a ‘smile to others’ can be SWODAQAH.

““Verily We have created Man into toil and struggle. ThinksVerily We have created Man into toil and struggle. Thinks
he, that none hath power over him? He may sayhe, that none hath power over him? He may say
(boastfully): "(boastfully): "Wealth have I squandered inWealth have I squandered in
abundanceabundance!”!” Thinks he that none beholds him?Thinks he that none beholds him? Have WeHave We
not made for him a pair of eyes?― And a tongue, and a pairnot made for him a pair of eyes?― And a tongue, and a pair
of lips?― And shown him the two highways? …“of lips?― And shown him the two highways? …“
((Qur’an: al-Balad: 90: 7-10Qur’an: al-Balad: 90: 7-10))

“…“… But he would not attempt the uphill road. And whatBut he would not attempt the uphill road. And what
will make you comprehend what the uphill road is? (Itwill make you comprehend what the uphill road is? (It
is) theis) the setting free of a slavesetting free of a slave, Or the, Or the giving of food in agiving of food in a
day of hungerday of hunger. To an. To an orphanorphan,, having relationshiphaving relationship, Or to, Or to
the poor man lying in the dustthe poor man lying in the dust. Then he. Then he is of those whois of those who
believebelieve andand charge one another to show patiencecharge one another to show patience, and, and
charge one another to show compassioncharge one another to show compassion. These are the. These are the
people of the right hand.“people of the right hand.“
((Qur’an: al-Balad: 90: 11-18Qur’an: al-Balad: 90: 11-18))

“It is not for thee [O Muhammad] to make people follow the
right path, since it is Allah [alone] who guides whom He wills.
And whatever good you may spend on others is for your own
good, provided that you spend only out of a longing for
Allah's countenance: for, whatever good you may spend will
be repaid unto you in full, and you shall not be wronged.”

“[And give] unto [such of] the needy who, being wholly
wrapped up in Allah's cause, are unable to go about the earth
[in search of livelihood]. He who is unaware [of their
condition] might think that they are wealthy, because they
abstain [from begging]; [but] thou canst recognize them by
their special mark: they do not beg of men with importunity.
And whatever good you may spend [on them], verily, Allah
knows it all.”

“The offerings given for the sake of Allah are [meant] only for
the poor (FAAQIR) and the needy (MASAAKIN), and those who
are in charge thereof (‘AAMILEEN), and those whose hearts
are to be won over (MU-ALLAF), and for the freeing of human
beings from bondage (RIQOB), and [for] those who are over
burdened with debts (GHORIMEEN), and [for every struggle] in
Allah's cause (FEE-SABILILLAH), and [for] the wayfarer (IBNUS-
SABEEL): [this is] an ordinance from Allah - and Allah is all-
knowing, wise.”
(Qur’an: Taubah: 9: 60)

REGARDING THEIR GENERAL
SOCIAL RESPONSIBILITIES
““A BEGINNERS’ COURSE ONA BEGINNERS’ COURSE ON
ISLAM”ISLAM”
Lessons on Fardhu ‘Ain in English for AdultsLessons on Fardhu ‘Ain in English for Adults
conducted by Ustaz Zhulkeflee Hj Ismailconducted by Ustaz Zhulkeflee Hj Ismail
EXTRACT FROM

ISLAM”ISLAM”
EXTRACT FROM

““The Believers men and women, are (The Believers men and women, are (AWLIYA’AWLIYA’)) protectorsprotectors
one of anotherone of another: they enjoin what is just, and forbid what is: they enjoin what is just, and forbid what is
evil: they observe regular prayers (evil: they observe regular prayers (swolahswolah), practice), practice
regular charity (regular charity (zakahzakah), and obey Allah and His Messenger.), and obey Allah and His Messenger.
On them will Allah pour His mercy: for Allah is Exalted inOn them will Allah pour His mercy: for Allah is Exalted in
power, Wise.”power, Wise.”
((Qur’an: Taubah: 9: 71Qur’an: Taubah: 9: 71))
ISLAM”ISLAM”
EXTRACT FROM

[1] The “poor; or those in poverty.” They are those who do not
possess any wealth, or whose income is less than ⅓ of what he
needs to sustain livelihood for himself and people under his
guardianship.
FUQARA’ - FAAQIRFUQARA’ - FAAQIR
ISLAM”ISLAM”
EXTRACT FROM

[2] These are the “needy; those in need” or (those slightly better-
off than the “Faaqir”) who may have possessions and income, yet
“whose income is still less than ⅔ of what he needs to sustain
livelihood for himself and family under his care.”
MASAAKIN - MISKEENMASAAKIN - MISKEEN
ISLAM”ISLAM”
EXTRACT FROM

[3] The full description is “[3] The full description is “those who are employed or workingthose who are employed or working
upon itupon it (collecting and distributing the zakah)”.(collecting and distributing the zakah)”.
This imply necessity for zakat institution be managedThis imply necessity for zakat institution be managed
(efficiently) professionally; and to safeguard the honour of every(efficiently) professionally; and to safeguard the honour of every
Muslims from having to beg.Muslims from having to beg.
‘‘AAMILEEN – ‘AMILAAMILEEN – ‘AMIL
ISLAM”ISLAM”
EXTRACT FROM

[4] The literal translation of this group is “those whose hearts are
reconciled (i.e. towards accepting Islam)”.
This is to ensure new Muslims’ every need is provided for,
even those who may be rich, they are entitled to disbursement
from the Islamic treasury.
MU-ALLAFMU-ALLAF
ISLAM”ISLAM”
EXTRACT FROM

[5] From the word meaning “neck” – it refers to the ransoming or freeing
Muslims from slavery.
This shows that every Muslim must be freed from all forms of slavery
or from being under oppression. Their freedom must be accorded for them
(if need be) using the zakat funds.
Although chattel slavery no longer exist, yet Islamic scholars are known
to apply ‘Qiyas’ (juristic analogy) for what may constitute modern ‘slavery’.
RI-QAABRI-QAAB
ISLAM”ISLAM”
EXTRACT FROM

[6] These are “those who are indebted”.
We differentiate “debt” from “loan”. Loan is merely one who
can afford to repay what he owes, except that it be deferred. He is
not what we mean by “one who is indebted”.
“Those indebted” are akin to “Faaqir & Miskeen” but in a
temporary sense, because of unforeseen expenditure incurred due
to misfortune, sickness, accident, calamities etc.
GHAA-RIMEENGHAA-RIMEEN
ISLAM”ISLAM”
EXTRACT FROM

[7] Literally, it means “those (fighting, striving) in the Way of Allah”.
This is for those Muslim “Mujahideen” in the way of Allah,
during war as fighters; and In peace time, it include the “Mujahid
of Da’wah” i.e. those striving to “raise the kalimah of Allah, to be
highest” in the field of spreading the teachings of Islam through
Da’wah.
FEE-SABI-LILLAAHFEE-SABI-LILLAAH
ISLAM”ISLAM”
EXTRACT FROM

[8] This refers to Muslim “travellers or wayfarer”.
A Muslim traveller in need, has rights to zakat funds, wherever or
whenever he encounters difficulty while travelling in Muslim lands. In
fact, there were times in history that the Islamic state provided 3 days
hospitality in caravanserais (Musafir-kana) managed by Islamic
treasury (Bayt-ul-Maal) , for every Muslim travellers.
IBNUS-SABEELIBNUS-SABEEL
ISLAM”ISLAM”
EXTRACT FROM

"There will come a time when there will be no one left
who does not consume usury (interest), and whoever does
not consume it will nevertheless be affected by it.”
(Hadith reported by Ibn Majah)

“THOSE who gorge themselves on usury behave but as he
might behave whom Satan has confounded with his touch; for
they say, "Buying and selling is but a kind of usury" - the while
Allah has made buying and selling lawful and usury unlawful.
Hence, whoever becomes aware of his Sustainer's admonition,
and thereupon desists [from usury], may keep his past gains,
and it will be for Allah to judge him; but as for those who
return to it -they are destined for the fire, therein to abide!”

“ O you who have attained to faith! Remain conscious
of [and fear transgression against] Allah. and give up
all outstanding gains from usury, if you are [truly]
believers; for if you do it not, then know that you are
at war with Allah and His Messenger. But if you
repent, then you shall be entitled to [the return of]
your principal: you will do no wrong, and neither will
you be wronged.”
(Qur’an: Baqorah: 2: 278-279)

ALLA-HUM-MAK - FI-NAA BI-ALLA-HUM-MAK - FI-NAA BI-HHA-LAA-LI-KA- ‘AN-A-LAA-LI-KA- ‘AN-HHA-RAA-MIK,A-RAA-MIK,
WA-ARGH-NI-NAA – BI – FAWA-ARGH-NI-NAA – BI – FADwDw -LI-KA – ‘AM-MAN –SI- WAAK-LI-KA – ‘AM-MAN –SI- WAAK
““O Allah! Make sufficient for us (our wealth, provision and livelihood)O Allah! Make sufficient for us (our wealth, provision and livelihood)
with what is lawful (with what is lawful (HALALHALAL) and not from what is forbidden () and not from what is forbidden (HARAMHARAM).).
Enrich us with the bestowals from You alone, not from other thanEnrich us with the bestowals from You alone, not from other than
You.”You.”

“ LET IT NOT deceive thee that those who are bent on
denying the truth (KAAFARU) seem to be able to do as
they please on earth: it is [but] a brief enjoyment, with hell
thereafter as their goal - and how vile a resting-place!
- whereas those who remain conscious of their Sustainer
shall have gardens through which running waters flow,
therein to abide: a ready welcome from Allah. And that
which is with Allah is best for the truly virtuous. ”
(Qur’an: Aali ‘Imran: 3: 196-198)

" Of the dinar you spend as a contribution (INFAAQ) in Allah's path, or
to set free a slave, or as a charity given to a needy, or to support your
family, the spending which yields the greatest reward is that which you
(INFAAQ) spent on your family.”
(Hadith reported by Muslim)

Ka'b bin 'Iyad r.a. narrated that the Prophet said:
"Indeed there is a fitnah for every Ummah, and the
Fitnah for my Ummah is wealth.“
(Hadith reported by Tirmidzi)

““On the Day whenOn the Day when heat will be produced out of that (wealth) inheat will be produced out of that (wealth) in
the fire of Hell, and with it will be branded their foreheads, theirthe fire of Hell, and with it will be branded their foreheads, their
flanks and their backsflanks and their backs― "This is the (treasure) which ye buried― "This is the (treasure) which ye buried
for yourselves: taste ye, then the (treasures) ye buried!"for yourselves: taste ye, then the (treasures) ye buried!"
((Qur’an: Taubah: 9: 35Qur’an: Taubah: 9: 35 ))

HeHe said: “Verily,said: “Verily, your wealth is only what you have spentyour wealth is only what you have spent
(for your needs, or given away in charity or as gifts), what remains(for your needs, or given away in charity or as gifts), what remains
with you is (actually held by you) to be inherited by others.”with you is (actually held by you) to be inherited by others.”
((Hadith reported by Bukhary and MuslimHadith reported by Bukhary and Muslim))
REFLECT WELL
REFLECT WELL
FA-IN-NA – MAA-LA-HU – MAA – QAD-DAMA
WA - MAA-LA – WAA – RI-THI-HI – MAA – AKH-KHARA

"The most excellent dinar (money as) IN-FAAQ , is dinar with
which a person spends on his family, and the dinar which he
spends on his animal in Allah's path, and the dinar he spends
on his companions in Allah's path.”
(Hadith reported by Muslim)

"O Allah! I seek refuge with You from the affliction of the Fire and from
the punishment in the Fire, and seek refuge with You from the
affliction of the grave, and I seek refuge with You from the affliction of
wealth, and I seek refuge with You from the affliction of poverty, and
seek refuge with You from the affliction of Al-Masih Ad-Dajjal.“
(Hadith reported by Bukhary from Aishah r.a.)

Thawban r.a. narrated that the Prophet ‫ﷺ‬‫ﷺ‬ said:
" A group among my Ummah will continue to follow the truth
and prevail, and those who oppose them will not be able to
harm them, until the command of Allah comes to pass.“
(Hadith reported by Ibn Majah)

AL-LAA-HUM-MA - AN – TUH-YI-YA-NAA – ‘ALAL – IS – LAA-M,
WA –YU-MEE-TA-NAA –’ALAL – EE-MAAN, - WA – TU-RAQ-QI-YA-NAA –
BAI-NA-HUMAA - FEE – MA-RAA-TI -BIL – IH – SAA-N, - WAL –EE- QAA-NI –
WAL - ‘IR-FAA-NI, – YAA – KA-REE-MU - YAA – MAN-NAA-N
““We beseech You O Allah that You cause us to live upon Islam, die upon
faith, and elevate us between life and death in the stations of spiritual
excellence, certitude and spiritual gnosis. O Most Generous, O Benefactor.””
AA-MEEN – to be continued INSHA-ALLAH

[Slideshare] tafaqqahu-#4(january-2016)-lesson-#3d-reflection on term “al-bahr'-ameeq”contemporary-challenges-economics-(23-april-2016)

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[Slideshare] tafaqqahu-#4(january-2016)-lesson-#3d-reflection on term “al-bahr'-ameeq”contemporary-challenges-economics-(23-april-2016)